http://blog.allstate.com/5-things-to-know-about-a-neighborhood-before-you-buy-a-home/You just bought the cutest house in the quietest neighborhood — or so you thought. Unfortunately, you did your house hunting in the winter, and now that the weather has warmed up you’re realizing the street is populated with teenagers who blast music through open windows and dozens of kids…Allstatehttp://blog.allstate.com/wp-content/uploads/2012/08/ALLSTATE_5Things_2.jpg
You just bought the cutest house in the quietest neighborhood — or so you thought. Unfortunately, you did your house hunting in the winter, and now that the weather has warmed up you’re realizing the street is populated with teenagers who blast music through open windows and dozens of kids who routinely race their bikes through your yard.
In the National Association of Realtors’ 2010 Profile of Home Buyers and Sellers, buyers ranked quality of neighborhood (64 percent) as the most important consideration when selecting a place to live.
While it may not be possible to know everything there is to know about your neighborhood before you move in, a thorough investigation will help ensure you are moving into the right environment.
Be sure your research includes these important criteria:
Visit crimereports.com, a website that provides visitors with free up-to-the-minute crime maps and crime reports for specific areas. The site offers a free mobile download and, if you choose, will send free crime alerts on a regular basis.
Also, make time to talk to the community resource officer for the area. Your city may have a different title for this position, but it’s essentially someone who works as a liaison between the police and neighborhoods.
Your community officer can provide information about property and violent crime trends for an area and may even be able to provide crime report printouts. For small communities, you may need to check directly with the police department.
Moving? Take Insurance with You.
An agent can help you choose protections for your new home.
The police will be able to provide information about registered sex offenders living nearby. You should also check out FamilyWatchdog.us, a free database that allows you to search by street name or city. The site provides information — often including a photograph —about offenders living in the neighborhood.
Noise and traffic
Your home search may not span months, so that you can learn about summertime vs. wintertime noise. But you should plan to visit the neighborhood at all times of the day and night. Check out traffic patterns during rush hour. Are some streets more dangerous because of this traffic? What’s the neighborhood like at midnight on a Saturday? Is there a church nearby that eats up all the Sunday morning parking? Are you so close to the airport that you hear the roar of planes?
Talk to multiple neighbors: Does the neighboring park host festivals that might create parking and noise issues? Ask when they think the neighborhood is at its wildest and, if at all possible, make a visit at that time.
You don’t have children, so why should neighborhood schools matter? Two main reasons: You may have children in the future, and good schools ensure consistent demand for properties — and higher resale prices. Websites such as Education.com and GreatSchools.net allow you to search schools by ZIP code, city, district or school name.
These sites provide information about test scores, student-to-teacher ratios, student demographics and more. Because private schools aren’t required to release test scores, the sites provide fewer statistics about them. Ask neighbors for their thoughts on area schools and conduct Internet searches for articles and reviews about them.
When you drive through a potential neighborhood, do you see signs that the city is having financial trouble? Are streets clean and well maintained? Are parks clean? Are there sidewalks? Is public transportation available nearby? Where are the nearest police and fire stations? Have libraries been shuttered? Declining property tax rolls have forced many towns to cut back on public services. Are you comfortable with the level of services available in this neighborhood?
Mary Boone is a writer for Zillow, a home and real estate marketplace dedicated to helping homeowners, buyers, sellers, renters, real estate agents, mortgage professionals, landlords and property managers find and share vital information about homes, real estate and mortgages.
Welcome to The Allstate Blog! Life can surprise you with unexpected challenges. In an effort to help you manage the unpredictability of life, The Allstate Blog provides you with entertaining, educational information in the areas of preparation, prevention and protection to give you the peace of mind that comes with confidence.
Our pages are filled with helpful tips and information about the topics that most of us face in our everyday lives. We focus on safety and maintenance issues with regard to your home, auto, apartment, motorcycle, boat, small business, finances and more. This site is developed in conjunction with Allstate.com and The Allstate Insurance Company.