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	<title>The Allstate Blog &#187; My Boat</title>
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		<title>Stay in Ship Shape with These Simple Boating Tips</title>
		<link>http://blog.allstate.com/stay-in-ship-shape-with-these-simple-boating-tips/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=stay-in-ship-shape-with-these-simple-boating-tips</link>
		<comments>http://blog.allstate.com/stay-in-ship-shape-with-these-simple-boating-tips/#comments</comments>
		<pubDate>Wed, 08 May 2013 11:00:25 +0000</pubDate>
		<dc:creator>Brendan</dc:creator>
				<category><![CDATA[Featured Stories]]></category>
		<category><![CDATA[My Boat]]></category>
		<category><![CDATA[Boat]]></category>
		<category><![CDATA[Boat Insurance]]></category>
		<category><![CDATA[Boat Safety]]></category>
		<category><![CDATA[Safety]]></category>

		<guid isPermaLink="false">http://blog.allstate.com/?p=4584</guid>
		<description><![CDATA[<p><img width="849" height="565" src="http://blog.allstate.com/wp-content/uploads/2013/05/Boating-Safe-Fun-iStock.jpg" class="attachment-post-thumbnail wp-post-image" alt="Boating-Safe-Fun-iStock" /></p><a href="http://www.allstate.com/boat-insurance.aspx">Recreational boating</a> can be fun, but like any activity involving large machinery or vehicles, it can be dangerous if you’re not prepared. In 2011, the <a href="http://www.uscgboating.org/assets/1/workflow_staging/Publications/557.PDF">US Coast Guard (USCG)</a> reported 4,588 accidents that resulted in 758 deaths and 3,081 injuries.

While your odds aren’t terrible—one accident per 2,653 of the 12.2 million registered vessels—the injuries and damages from a serious accident could be staggering. Damaged property in 2011 boating accidents was estimated at $52 million (that’s almost $4.2 million per registered boat), according to the <a href="http://www.uscgboating.org/assets/1/workflow_staging/Publications/557.PDF">Recreational Boating Statistics 2011 report</a> from the USCG. The kicker is, by taking simple steps and planning, as well as exercising safe judgement, accidents can be avoided.
<h3><strong>The Importance of Training</strong></h3>
Unlike a vehicle license, boat licenses are often given after a written exam only, without an operation test. And in some state, the written exam is not required. Just because you have a license doesn’t mean you know how to operate a boat. Fortunately, that’s an easy fix. Depending on how close you are to water, it may be as simple as going to a boat school. If that’s too much of a hassle, there are online courses, as well. Of course, it's a good idea to check with you local regulatory agency to ensure you are in compliance with all licensing requirements.

Did you go through a boat safety education program? According to the report, 89 percent of deaths occurred on a boat driven by someone with no instruction. Of the remainder, about five deaths (under 0.01%) happened when the operator had been through a National Association of State Boating Law Administrators (NASBLA) approved course. There is a list of approved courses and organizations <a href="http://www.nasbla.net/courseListing.php">here</a>.
<h3><strong>Plan: Where Are You Going and When Will You Be Back?</strong></h3>
You’ve probably heard of a float plan if you’re a boat owner. If you haven’t, <a href="http://www.uscgboating.org/safety/float_planning.aspx">read</a> <a href="http://www.uscgboating.org/safety/float_planning.aspx">up</a>. A float plan can expedite rescue in the event that you’re unable to send out a distress signal or if you’re in a small vessel without means of communication. The USCG’s website even has a helpful form you can leave ashore to make sure no detail is forgotten.

And, if you’re thinking a float plan is unnecessary if you’re going on a lake or other enclosed body of water, think again: Forty-eight percent of accidents (and 46 percent of fatalities) happened in lakes, ponds, reservoirs, dams and gravel pits.
<h3><strong>Weather</strong></h3>
It’s common sense to check the weather conditions before heading out on the water. “Red sky in the morning, sailor take warning,” right?

Contrary to what you might think, more deaths happened in calm and choppy waters (at most, 2-foot waves) than rougher waves. And according to the USCG's 2011 report, nearly 74 percent of all accidents happened during the day with good visibility; the peak time for accidents is 2:30-4:30 p.m.

Regardless of your plans, keep an eye on wind, water and visibility conditions before casting off.
<h3><strong>Situational Awareness is Key</strong></h3>
The No. 1 contributor to accidents was a distracted operator, followed by poor lookout. Nearly 24 percent of accidents in 2011 could have been avoided by people paying attention. To give you a little more perspective, 22 percent of accidents were boat collisions. Think there might be a connection there?

So, while you’re enjoying the day on the water, remember that your inattention could ruin someone else’s day—and yours.
<h3><strong>When an Accident Happens, Safety First</strong></h3>
We get it. Everyone looks a little ridiculous in a life jacket. Put one on anyway. In 2011, 54.7 percent of people who died drowned without a lifejacket, compared to just 11 percent who drowned with a lifejacket.

“But I’m a strong swimmer,” you may say. Well, strong swimmer, if you’re a mile from shore, you would have to swim the equivalent distance of nearly 53 lengths in a 25-meter pool…with a current and waves. “Impossible,” you say. “I’ll wait it out.” You may have to stay afloat for hours until rescue teams arrive. Swallow your pride and pop on a life jacket.

The key to your safety on the water is how much effort you put into it. Take a class and get informed. Make a plan and leave a copy with a family member, friend or neighbor. Exercise common sense. Drinking and operating a boat? Bad idea. Speeding? Bad idea. Having a good time while being safe? Great idea.]]></description>
				<content:encoded><![CDATA[<p><img width="849" height="565" src="http://blog.allstate.com/wp-content/uploads/2013/05/Boating-Safe-Fun-iStock.jpg" class="attachment-post-thumbnail wp-post-image" alt="Boating-Safe-Fun-iStock" /></p><a href="http://www.allstate.com/boat-insurance.aspx">Recreational boating</a> can be fun, but like any activity involving large machinery or vehicles, it can be dangerous if you’re not prepared. In 2011, the <a href="http://www.uscgboating.org/assets/1/workflow_staging/Publications/557.PDF">US Coast Guard (USCG)</a> reported 4,588 accidents that resulted in 758 deaths and 3,081 injuries.

While your odds aren’t terrible—one accident per 2,653 of the 12.2 million registered vessels—the injuries and damages from a serious accident could be staggering. Damaged property in 2011 boating accidents was estimated at $52 million (that’s almost $4.2 million per registered boat), according to the <a href="http://www.uscgboating.org/assets/1/workflow_staging/Publications/557.PDF">Recreational Boating Statistics 2011 report</a> from the USCG. The kicker is, by taking simple steps and planning, as well as exercising safe judgement, accidents can be avoided.
<h3><strong>The Importance of Training</strong></h3>
Unlike a vehicle license, boat licenses are often given after a written exam only, without an operation test. And in some state, the written exam is not required. Just because you have a license doesn’t mean you know how to operate a boat. Fortunately, that’s an easy fix. Depending on how close you are to water, it may be as simple as going to a boat school. If that’s too much of a hassle, there are online courses, as well. Of course, it's a good idea to check with you local regulatory agency to ensure you are in compliance with all licensing requirements.

Did you go through a boat safety education program? According to the report, 89 percent of deaths occurred on a boat driven by someone with no instruction. Of the remainder, about five deaths (under 0.01%) happened when the operator had been through a National Association of State Boating Law Administrators (NASBLA) approved course. There is a list of approved courses and organizations <a href="http://www.nasbla.net/courseListing.php">here</a>.
<h3><strong>Plan: Where Are You Going and When Will You Be Back?</strong></h3>
You’ve probably heard of a float plan if you’re a boat owner. If you haven’t, <a href="http://www.uscgboating.org/safety/float_planning.aspx">read</a> <a href="http://www.uscgboating.org/safety/float_planning.aspx">up</a>. A float plan can expedite rescue in the event that you’re unable to send out a distress signal or if you’re in a small vessel without means of communication. The USCG’s website even has a helpful form you can leave ashore to make sure no detail is forgotten.

And, if you’re thinking a float plan is unnecessary if you’re going on a lake or other enclosed body of water, think again: Forty-eight percent of accidents (and 46 percent of fatalities) happened in lakes, ponds, reservoirs, dams and gravel pits.
<h3><strong>Weather</strong></h3>
It’s common sense to check the weather conditions before heading out on the water. “Red sky in the morning, sailor take warning,” right?

Contrary to what you might think, more deaths happened in calm and choppy waters (at most, 2-foot waves) than rougher waves. And according to the USCG's 2011 report, nearly 74 percent of all accidents happened during the day with good visibility; the peak time for accidents is 2:30-4:30 p.m.

Regardless of your plans, keep an eye on wind, water and visibility conditions before casting off.
<h3><strong>Situational Awareness is Key</strong></h3>
The No. 1 contributor to accidents was a distracted operator, followed by poor lookout. Nearly 24 percent of accidents in 2011 could have been avoided by people paying attention. To give you a little more perspective, 22 percent of accidents were boat collisions. Think there might be a connection there?

So, while you’re enjoying the day on the water, remember that your inattention could ruin someone else’s day—and yours.
<h3><strong>When an Accident Happens, Safety First</strong></h3>
We get it. Everyone looks a little ridiculous in a life jacket. Put one on anyway. In 2011, 54.7 percent of people who died drowned without a lifejacket, compared to just 11 percent who drowned with a lifejacket.

“But I’m a strong swimmer,” you may say. Well, strong swimmer, if you’re a mile from shore, you would have to swim the equivalent distance of nearly 53 lengths in a 25-meter pool…with a current and waves. “Impossible,” you say. “I’ll wait it out.” You may have to stay afloat for hours until rescue teams arrive. Swallow your pride and pop on a life jacket.

The key to your safety on the water is how much effort you put into it. Take a class and get informed. Make a plan and leave a copy with a family member, friend or neighbor. Exercise common sense. Drinking and operating a boat? Bad idea. Speeding? Bad idea. Having a good time while being safe? Great idea.]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Tips for Loading and Towing Your Boat</title>
		<link>http://blog.allstate.com/tips-for-loading-and-towing-your-boat/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=tips-for-loading-and-towing-your-boat</link>
		<comments>http://blog.allstate.com/tips-for-loading-and-towing-your-boat/#comments</comments>
		<pubDate>Wed, 23 Jan 2013 11:58:30 +0000</pubDate>
		<dc:creator>Doug Howlett</dc:creator>
				<category><![CDATA[Featured Stories]]></category>
		<category><![CDATA[My Boat]]></category>
		<category><![CDATA[Boat Insurance]]></category>
		<category><![CDATA[Safety]]></category>
		<category><![CDATA[Tips and Tricks]]></category>

		<guid isPermaLink="false">http://blog.allstate.com/?p=4168</guid>
		<description><![CDATA[<p><img width="2008" height="1200" src="http://blog.allstate.com/wp-content/uploads/2013/01/Boat-Towing-Trailer-iStock.jpg" class="attachment-post-thumbnail wp-post-image" alt="Boat-Towing-Trailer-iStock" /></p>Few things can be more nerve-wracking to the new or inexperienced boater than having to load or unload a boat on a trailer in front of an audience of people gathered at the boat ramp. The stress is even worse when they’re waiting for you to get out of their way so they can load or unload theirs, as well. Here’s how to <a href="http://blog.allstate.com/7-tips-for-tow-tow-towing-your-boat/?intcid=ILC-Internal-Search-Results-120808:towing%20your%20boat:result%201#.UIW9X281lXE">haul your boat</a> like a pro and take it in and out of the water with confidence.
<h3><strong>Keys to Towing Your Boat</strong></h3>
If you haven’t towed your boat yet, you’ll want to practice backing a trailer - with the boat on it - into an empty parking lot before trying it out on a busy ramp. Once you’ve got that mastered, you can head over to the marina.

When backing into a ramp, give yourself extra distance to stop. The additional weight of a boat and trailer can add to your vehicle’s momentum, and you’ll need the extra space for making turns and pulling past objects due to the additional width and length. Align the trailer and vehicle before slowly backing down the ramp, as it’s more difficult to back down at an angle. Remember when backing, a trailer moves in the opposite direction that you steer. <a href="http://www.onlinetowingguide.com/guidelines/backing.html">OnlineTowingGuide.com</a> suggests steering from the bottom of the steering wheel, as this guides the trailer in the direction you are steering.
<h3><strong>Launching Your Boat Made Easy</strong></h3>
First things first: You’ll want to get your boat ready to unload before you back down a busy ramp. Put drain plugs in, untie all straps except the bow strap and load fishing or other gear you will need in the vessel.

<a href="http://www.discoverboating.com/resources/article.aspx?id=58">DiscoverBoating.com</a> recommends backing the trailer deep enough into the water so that its fenders are just above the waterline. This should be enough to float the boat off the bunks and keep the tow vehicle from submerging its tailpipe. Don’t forget to put the truck in park and apply the emergency brake. The goal is not to launch a vehicle!

Unhook the bow strap and, using a rope, walk the boat back down the dock if there is one, or climb in--or better yet, have a friend if climb in if you’re going out with someone--and power rearward until clear of other boaters.
<h3><strong>Load a Boat on a Trailer the Right Way</strong></h3>
After you’re done enjoying a day out on the lake or it’s time to put your boat away for the season, you need to be able to safely and easily load your boat back onto the trailer.

Back up your trailer until the bunks are just submerged. This should allow the boat to float onto the bunks without overshooting the winch. Bunks are designed to help align the boat. If there is too much water over them, it can be hard to set the boat on the trailer straight.

Pull or power the boat onto the bunks so that you only need to crank the winch a few times to tighten it up. Next, kill the engine, secure the bow strap and raise the prop so it won’t drag on the ramp when pulling forward. Pull clear of the ramp before securing the boat with additional tie-downs, opening drain plugs and organizing gear for the drive home.

Wind, tides and currents can make it challenging to properly <a href="http://blog.allstate.com/keep-your-boat-in-the-water-with-proper-trailer-maintenance/">align a boat with the trailer</a> before powering up. OnlineTowingGuide.com offers this advice: “If water current is making it difficult to load the boat, try backing the trailer into the water so that the tail end of the trailer faces downstream a little.” This reduces the amount of cross current the boat’s driver will have to contend with when pulling forward on the bunks.

Another thing to consider is <a href="http://www.allstate.com/boat-insurance.aspx">proper boat insurance</a>, which can be helpful after the unexpected happens.

Try these tips the next time your and your friends head out for a day on the water to keep your launch simple and stress-free.

&nbsp;
<h5>Photo courtesy of U.S. Forest Service – Northern Region</h5>
<address> </address>]]></description>
				<content:encoded><![CDATA[<p><img width="2008" height="1200" src="http://blog.allstate.com/wp-content/uploads/2013/01/Boat-Towing-Trailer-iStock.jpg" class="attachment-post-thumbnail wp-post-image" alt="Boat-Towing-Trailer-iStock" /></p>Few things can be more nerve-wracking to the new or inexperienced boater than having to load or unload a boat on a trailer in front of an audience of people gathered at the boat ramp. The stress is even worse when they’re waiting for you to get out of their way so they can load or unload theirs, as well. Here’s how to <a href="http://blog.allstate.com/7-tips-for-tow-tow-towing-your-boat/?intcid=ILC-Internal-Search-Results-120808:towing%20your%20boat:result%201#.UIW9X281lXE">haul your boat</a> like a pro and take it in and out of the water with confidence.
<h3><strong>Keys to Towing Your Boat</strong></h3>
If you haven’t towed your boat yet, you’ll want to practice backing a trailer - with the boat on it - into an empty parking lot before trying it out on a busy ramp. Once you’ve got that mastered, you can head over to the marina.

When backing into a ramp, give yourself extra distance to stop. The additional weight of a boat and trailer can add to your vehicle’s momentum, and you’ll need the extra space for making turns and pulling past objects due to the additional width and length. Align the trailer and vehicle before slowly backing down the ramp, as it’s more difficult to back down at an angle. Remember when backing, a trailer moves in the opposite direction that you steer. <a href="http://www.onlinetowingguide.com/guidelines/backing.html">OnlineTowingGuide.com</a> suggests steering from the bottom of the steering wheel, as this guides the trailer in the direction you are steering.
<h3><strong>Launching Your Boat Made Easy</strong></h3>
First things first: You’ll want to get your boat ready to unload before you back down a busy ramp. Put drain plugs in, untie all straps except the bow strap and load fishing or other gear you will need in the vessel.

<a href="http://www.discoverboating.com/resources/article.aspx?id=58">DiscoverBoating.com</a> recommends backing the trailer deep enough into the water so that its fenders are just above the waterline. This should be enough to float the boat off the bunks and keep the tow vehicle from submerging its tailpipe. Don’t forget to put the truck in park and apply the emergency brake. The goal is not to launch a vehicle!

Unhook the bow strap and, using a rope, walk the boat back down the dock if there is one, or climb in--or better yet, have a friend if climb in if you’re going out with someone--and power rearward until clear of other boaters.
<h3><strong>Load a Boat on a Trailer the Right Way</strong></h3>
After you’re done enjoying a day out on the lake or it’s time to put your boat away for the season, you need to be able to safely and easily load your boat back onto the trailer.

Back up your trailer until the bunks are just submerged. This should allow the boat to float onto the bunks without overshooting the winch. Bunks are designed to help align the boat. If there is too much water over them, it can be hard to set the boat on the trailer straight.

Pull or power the boat onto the bunks so that you only need to crank the winch a few times to tighten it up. Next, kill the engine, secure the bow strap and raise the prop so it won’t drag on the ramp when pulling forward. Pull clear of the ramp before securing the boat with additional tie-downs, opening drain plugs and organizing gear for the drive home.

Wind, tides and currents can make it challenging to properly <a href="http://blog.allstate.com/keep-your-boat-in-the-water-with-proper-trailer-maintenance/">align a boat with the trailer</a> before powering up. OnlineTowingGuide.com offers this advice: “If water current is making it difficult to load the boat, try backing the trailer into the water so that the tail end of the trailer faces downstream a little.” This reduces the amount of cross current the boat’s driver will have to contend with when pulling forward on the bunks.

Another thing to consider is <a href="http://www.allstate.com/boat-insurance.aspx">proper boat insurance</a>, which can be helpful after the unexpected happens.

Try these tips the next time your and your friends head out for a day on the water to keep your launch simple and stress-free.

&nbsp;
<h5>Photo courtesy of U.S. Forest Service – Northern Region</h5>
<address> </address>]]></content:encoded>
			<wfw:commentRss>http://blog.allstate.com/tips-for-loading-and-towing-your-boat/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>6 Tips for Boating Safety</title>
		<link>http://blog.allstate.com/6-tips-for-boating-safety/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=6-tips-for-boating-safety</link>
		<comments>http://blog.allstate.com/6-tips-for-boating-safety/#comments</comments>
		<pubDate>Fri, 17 Aug 2012 11:00:19 +0000</pubDate>
		<dc:creator>Brendan</dc:creator>
				<category><![CDATA[My Boat]]></category>
		<category><![CDATA[Boat]]></category>
		<category><![CDATA[Boat Insurance]]></category>
		<category><![CDATA[Boat Safety]]></category>

		<guid isPermaLink="false">http://blog.allstate.com/?p=2811</guid>
		<description><![CDATA[<p><img width="1000" height="666" src="http://blog.allstate.com/wp-content/uploads/2012/08/10_Boating_Tips.jpg" class="attachment-post-thumbnail wp-post-image" alt="10_Boating_Tips" /></p>A day on the water can be an enjoyable experience no matter the season, but fun with family and friends can quickly turn tragic if care isn’t taken to avoid mishaps. Safe boating is easy, but does require a little planning before heading out and a careful eye once on the water. We’ve gathered the top 6 recommendations from some of the best sources of boating safety know-how.
<h3>1. Get the Gear…and Wear it!</h3>
The <a href="http://www.uscgboating.org/" target="_blank">U.S. Coast Guard</a> (USCG) estimates 80 percent of all boating fatalities could have been prevented if the victims had only been wearing lifejackets. It is not only good policy to wear lifejackets, but it’s the law that to meet USCG requirements, all boats must have an approved Type I, II, III or V lifejacket for every person aboard, no matter how big or small the vessel. Boats over 16 feet must also have a Type IV throwable safety float or ring, as well.

Lifejackets are only useful if worn, and every state has regulations regarding lifejacket wear by children. Check with the state fishing, boating or environmental agency where you live or boat to determine that state’s age and flotation device requirements.
<h3>2. Prepare a Float Plan</h3>
A good <a href="http://www.floatplancentral.org/download/USCGFloatPlan.pdf" target="_blank">float plan</a> includes information about your vessel, who’s on board and where and when you will be on the water. In the event of an accident or emergency, help will arrive sooner if somebody knows where you are on the water and when you are expected to return.
<h3>3. Mind the Weather</h3>
Weather can change quickly on the water and is one of the leading reasons boaters get in trouble. Always check the weather before heading out, and keep tabs on it once on the water by observing rapidly changing conditions and listening to a radio. If the boat ramp typically crowded with experienced fishermen and boaters is empty, there’s probably a good reason.

Storms and currents can also float large objects into the water that can damage props, transoms and hulls and can even lead to dangerous impacts on the water. Keep larger boats in channels and always watch for debris or swimmers in the water.

<img class="alignleft size-medium wp-image-2813" title="10_Boating_Tips2" alt="Boating Safety" src="http://blog.allstate.com/wp-content/uploads/2012/08/10_Boating_Tips2-300x199.jpg" width="300" height="199" />
<h3>4. Watch the Gas</h3>
Be careful when <a href="http://blog.allstate.com/what-you-should-know-about-your-boats-fuel/">fueling</a>, and prevent fires and explosions from gas vapor buildup in bilges on inboard motors. Before starting a boat engine, always ventilate the engine compartment and other areas to ensure there are no remaining gas vapors.
<h3>5. Know How to Navigate Your Vessel</h3>
Always remember “Red, Right, Returning” when navigating a channel -- meaning a boater should keep red markers to the right, or starboard, side of the boat when returning to harbor and the green markers to the left, or port, side. The water between the two is the channel.

Kayaking and canoeing are increasingly popular, but enthusiasts must remember they’re subject to the same <a href="http://blog.allstate.com/tips-to-keep-clear-of-other-boats/">rules of the water</a>. The <a href="http://www.americancanoe.org/?page=Top_10" target="_blank">American Canoe Association</a> reminds kayakers and canoers to always move to the side of channels so as not to impede the travel of larger ships. Larger vessels must also keep an eye out for the smaller ones so as to avoid collisions.

When in a kayak or canoe, turn the bow of the boat into the wake when a larger boat passes. You are much less likely to capsize heading into the waves than if you are broadside to them.
<h3>6. Keep Dry</h3>
While drinking a cold beer may seem like a natural choice for a day on the water, boating under the influence can be deadly. In fact, according to the USCG, a third of all fatalities on the water are the result of BUI. <a href="http://www.uscgboating.org/safety/boating_under_the_influence_initiatives.aspx">The USCG</a> says drinking while operating a boat increases the likelihood of accidents, and also recommends that passengers avoid it, as excessive alcohol increases the risk of onboard injuries and falls overboard.

By following these tips, you’re well on your way to having an enjoyable and safe boating adventure. Please chime in below on any tips we might have missed!

&nbsp;
<h5>Connect with me on <a href="https://plus.google.com/115259326585105202890?rel=author" target="_blank">Google+</a> or follow me on <a href="https://twitter.com/#!/B_ONeill73" target="_blank">Twitter</a></h5>
&nbsp;

<address>Photo courtesy of <a href="http://www.rbff.org/" target="_blank">Recreational Boating and Fishing Foundation</a></address>
<div></div>]]></description>
				<content:encoded><![CDATA[<p><img width="1000" height="666" src="http://blog.allstate.com/wp-content/uploads/2012/08/10_Boating_Tips.jpg" class="attachment-post-thumbnail wp-post-image" alt="10_Boating_Tips" /></p>A day on the water can be an enjoyable experience no matter the season, but fun with family and friends can quickly turn tragic if care isn’t taken to avoid mishaps. Safe boating is easy, but does require a little planning before heading out and a careful eye once on the water. We’ve gathered the top 6 recommendations from some of the best sources of boating safety know-how.
<h3>1. Get the Gear…and Wear it!</h3>
The <a href="http://www.uscgboating.org/" target="_blank">U.S. Coast Guard</a> (USCG) estimates 80 percent of all boating fatalities could have been prevented if the victims had only been wearing lifejackets. It is not only good policy to wear lifejackets, but it’s the law that to meet USCG requirements, all boats must have an approved Type I, II, III or V lifejacket for every person aboard, no matter how big or small the vessel. Boats over 16 feet must also have a Type IV throwable safety float or ring, as well.

Lifejackets are only useful if worn, and every state has regulations regarding lifejacket wear by children. Check with the state fishing, boating or environmental agency where you live or boat to determine that state’s age and flotation device requirements.
<h3>2. Prepare a Float Plan</h3>
A good <a href="http://www.floatplancentral.org/download/USCGFloatPlan.pdf" target="_blank">float plan</a> includes information about your vessel, who’s on board and where and when you will be on the water. In the event of an accident or emergency, help will arrive sooner if somebody knows where you are on the water and when you are expected to return.
<h3>3. Mind the Weather</h3>
Weather can change quickly on the water and is one of the leading reasons boaters get in trouble. Always check the weather before heading out, and keep tabs on it once on the water by observing rapidly changing conditions and listening to a radio. If the boat ramp typically crowded with experienced fishermen and boaters is empty, there’s probably a good reason.

Storms and currents can also float large objects into the water that can damage props, transoms and hulls and can even lead to dangerous impacts on the water. Keep larger boats in channels and always watch for debris or swimmers in the water.

<img class="alignleft size-medium wp-image-2813" title="10_Boating_Tips2" alt="Boating Safety" src="http://blog.allstate.com/wp-content/uploads/2012/08/10_Boating_Tips2-300x199.jpg" width="300" height="199" />
<h3>4. Watch the Gas</h3>
Be careful when <a href="http://blog.allstate.com/what-you-should-know-about-your-boats-fuel/">fueling</a>, and prevent fires and explosions from gas vapor buildup in bilges on inboard motors. Before starting a boat engine, always ventilate the engine compartment and other areas to ensure there are no remaining gas vapors.
<h3>5. Know How to Navigate Your Vessel</h3>
Always remember “Red, Right, Returning” when navigating a channel -- meaning a boater should keep red markers to the right, or starboard, side of the boat when returning to harbor and the green markers to the left, or port, side. The water between the two is the channel.

Kayaking and canoeing are increasingly popular, but enthusiasts must remember they’re subject to the same <a href="http://blog.allstate.com/tips-to-keep-clear-of-other-boats/">rules of the water</a>. The <a href="http://www.americancanoe.org/?page=Top_10" target="_blank">American Canoe Association</a> reminds kayakers and canoers to always move to the side of channels so as not to impede the travel of larger ships. Larger vessels must also keep an eye out for the smaller ones so as to avoid collisions.

When in a kayak or canoe, turn the bow of the boat into the wake when a larger boat passes. You are much less likely to capsize heading into the waves than if you are broadside to them.
<h3>6. Keep Dry</h3>
While drinking a cold beer may seem like a natural choice for a day on the water, boating under the influence can be deadly. In fact, according to the USCG, a third of all fatalities on the water are the result of BUI. <a href="http://www.uscgboating.org/safety/boating_under_the_influence_initiatives.aspx">The USCG</a> says drinking while operating a boat increases the likelihood of accidents, and also recommends that passengers avoid it, as excessive alcohol increases the risk of onboard injuries and falls overboard.

By following these tips, you’re well on your way to having an enjoyable and safe boating adventure. Please chime in below on any tips we might have missed!

&nbsp;
<h5>Connect with me on <a href="https://plus.google.com/115259326585105202890?rel=author" target="_blank">Google+</a> or follow me on <a href="https://twitter.com/#!/B_ONeill73" target="_blank">Twitter</a></h5>
&nbsp;

<address>Photo courtesy of <a href="http://www.rbff.org/" target="_blank">Recreational Boating and Fishing Foundation</a></address>
<div></div>]]></content:encoded>
			<wfw:commentRss>http://blog.allstate.com/6-tips-for-boating-safety/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>5 Questions to Ask Before Buying a Boat</title>
		<link>http://blog.allstate.com/5-questions-to-ask-before-buying-a-boat/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=5-questions-to-ask-before-buying-a-boat</link>
		<comments>http://blog.allstate.com/5-questions-to-ask-before-buying-a-boat/#comments</comments>
		<pubDate>Fri, 22 Jun 2012 11:26:34 +0000</pubDate>
		<dc:creator>Tobi Roberts</dc:creator>
				<category><![CDATA[My Boat]]></category>
		<category><![CDATA[Boat]]></category>
		<category><![CDATA[Boat Insurance]]></category>
		<category><![CDATA[Boat Safety]]></category>
		<category><![CDATA[Safety]]></category>
		<category><![CDATA[Summer]]></category>

		<guid isPermaLink="false">http://community.allstate.com/community/allstate_blog/blog/2012/06/22/5-questions-to-ask-before-buying-a-boat</guid>
		<description><![CDATA[<p><img width="489" height="325" src="http://blog.allstate.com/wp-content/uploads/2012/06/0761095c56c7fae347743ba47338723a.jpg" class="attachment-post-thumbnail wp-post-image" alt="Buying a Boat" /></p><div class="jive-rendered-content">
<h6><em>By Rob Barton &amp; Tobi Roberts, Bass Pro Shops</em></h6>
<div>

So you’re ready to purchase that new boat, but you’re not quite sure what you need? Here are a few things to consider that can help make that decision a little easier.
<h3><strong>1. What is your budget?</strong></h3>
Before you even step on the lot to look at a boat, you need to have a budget in mind. Buying a boat can be easy, and starting with a number in mind will help keep this process smooth and enjoyable. Once you have this taken care of, it’s time to find the boat that best fits your needs.
<h3><strong>2. What kind of boat have you owned before, or currently?</strong></h3>
If you have owned a boat before, you can use that experience to help you determine the type of new boat that will fit your needs. What about your previous boat you would change? What would you want to stay the same?
<h3><strong>3. What do you want to do with your boat? Fish? Ski? Tube?</strong></h3>
It might surprise the first-time boat buyer, but not all boats are created for the same purpose. Knowing what you want to do with your boat is always one of the first steps in your buying experience. It will quickly help you narrow your search.
<h3><strong>4. Yes, but what do you see yourself doing with this boat 90% of the time?</strong></h3>
Too many times, boat buyers get caught up in all of the things that they may do with their boat, and they end up choosing something that doesn’t fit their primary need.

If the main purpose of the boat is fishing, with the occasional skier in tow, you are looking for a sport boat, similar to the <a href="http://www.nitro.com/boat/?boat=3450" target="_blank&amp;quot;">Nitro Z-7 Sport</a>. This type of boat combines the features of a fishing boat (trolling motor and fishing decks) with the tow pylon and swivel seats that water sport enthusiasts enjoy.

If your boat is being used for the exact opposite, you are likely looking for a ski and fish boat like the <a href="http://www.tahoe-boats.com/boat/?boat=3457" target="_blank&amp;quot;">Tahoe Q7 SF</a>. Ski and fish boats are built primarily for water sports, but have a low-enough profile and large-enough deck space to please the casual angler.
<h3><strong>5. What is the monthly or yearly insurance going to cost for the new boat?</strong></h3>
This is something that most new boat buyers overlook. While most boat insurance is relatively inexpensive when you compare it to other types of insurance, it’s something that you will still want to consider.

Most boaters only keep insurance for the required time period, but we recommend having it for the life of your boat. The number of boaters continues to rise, and with more boats on the water, it's even more important to make sure your vessel is protected. Having insurance not only protects your purchase, it also protects you and your passengers—and taking a <a href="http://www.allstate.com/tools-and-resources/boat-insurance/take-a-boating-safety-course-before-you-hit-water.aspx?intcid=ILC-SOC-AllstateBlog-20120622%3A5-questions-to-ask-before-buying-a-boat">boating safety course</a> might even earn you a discount.

Answering these five questions when you’re buying your next boat will go a long way to making the process go much smoother, and helping you find the perfect boat!

</div>
</div>]]></description>
				<content:encoded><![CDATA[<p><img width="489" height="325" src="http://blog.allstate.com/wp-content/uploads/2012/06/0761095c56c7fae347743ba47338723a.jpg" class="attachment-post-thumbnail wp-post-image" alt="Buying a Boat" /></p><div class="jive-rendered-content">
<h6><em>By Rob Barton &amp; Tobi Roberts, Bass Pro Shops</em></h6>
<div>

So you’re ready to purchase that new boat, but you’re not quite sure what you need? Here are a few things to consider that can help make that decision a little easier.
<h3><strong>1. What is your budget?</strong></h3>
Before you even step on the lot to look at a boat, you need to have a budget in mind. Buying a boat can be easy, and starting with a number in mind will help keep this process smooth and enjoyable. Once you have this taken care of, it’s time to find the boat that best fits your needs.
<h3><strong>2. What kind of boat have you owned before, or currently?</strong></h3>
If you have owned a boat before, you can use that experience to help you determine the type of new boat that will fit your needs. What about your previous boat you would change? What would you want to stay the same?
<h3><strong>3. What do you want to do with your boat? Fish? Ski? Tube?</strong></h3>
It might surprise the first-time boat buyer, but not all boats are created for the same purpose. Knowing what you want to do with your boat is always one of the first steps in your buying experience. It will quickly help you narrow your search.
<h3><strong>4. Yes, but what do you see yourself doing with this boat 90% of the time?</strong></h3>
Too many times, boat buyers get caught up in all of the things that they may do with their boat, and they end up choosing something that doesn’t fit their primary need.

If the main purpose of the boat is fishing, with the occasional skier in tow, you are looking for a sport boat, similar to the <a href="http://www.nitro.com/boat/?boat=3450" target="_blank&amp;quot;">Nitro Z-7 Sport</a>. This type of boat combines the features of a fishing boat (trolling motor and fishing decks) with the tow pylon and swivel seats that water sport enthusiasts enjoy.

If your boat is being used for the exact opposite, you are likely looking for a ski and fish boat like the <a href="http://www.tahoe-boats.com/boat/?boat=3457" target="_blank&amp;quot;">Tahoe Q7 SF</a>. Ski and fish boats are built primarily for water sports, but have a low-enough profile and large-enough deck space to please the casual angler.
<h3><strong>5. What is the monthly or yearly insurance going to cost for the new boat?</strong></h3>
This is something that most new boat buyers overlook. While most boat insurance is relatively inexpensive when you compare it to other types of insurance, it’s something that you will still want to consider.

Most boaters only keep insurance for the required time period, but we recommend having it for the life of your boat. The number of boaters continues to rise, and with more boats on the water, it's even more important to make sure your vessel is protected. Having insurance not only protects your purchase, it also protects you and your passengers—and taking a <a href="http://www.allstate.com/tools-and-resources/boat-insurance/take-a-boating-safety-course-before-you-hit-water.aspx?intcid=ILC-SOC-AllstateBlog-20120622%3A5-questions-to-ask-before-buying-a-boat">boating safety course</a> might even earn you a discount.

Answering these five questions when you’re buying your next boat will go a long way to making the process go much smoother, and helping you find the perfect boat!

</div>
</div>]]></content:encoded>
			<wfw:commentRss>http://blog.allstate.com/5-questions-to-ask-before-buying-a-boat/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Tips to Keep Clear of Other Boats</title>
		<link>http://blog.allstate.com/tips-to-keep-clear-of-other-boats/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=tips-to-keep-clear-of-other-boats</link>
		<comments>http://blog.allstate.com/tips-to-keep-clear-of-other-boats/#comments</comments>
		<pubDate>Mon, 18 Jun 2012 12:06:34 +0000</pubDate>
		<dc:creator>Erick</dc:creator>
				<category><![CDATA[My Boat]]></category>
		<category><![CDATA[Boat]]></category>
		<category><![CDATA[Boat Insurance]]></category>
		<category><![CDATA[Boat Safety]]></category>
		<category><![CDATA[Summer]]></category>
		<category><![CDATA[Tips and Tricks]]></category>

		<guid isPermaLink="false">http://community.allstate.com/community/allstate_blog/blog/2012/06/18/tips-to-keep-clear-of-other-boats</guid>
		<description><![CDATA[<p><img width="404" height="269" src="http://blog.allstate.com/wp-content/uploads/2012/06/aa8e4fa9ba50a9073080cde755bf47a6.jpg" class="attachment-post-thumbnail wp-post-image" alt="Keep Clear of Other Boats" /></p><!-- [DocumentBodyStart:0630f103-7a3d-429a-88d8-24e375ca1d63] -->
<div class="jive-rendered-content">
<div>

Unlike our roads, our waterways have no painted lines or stoplights to guide us in traffic. So how do we avoid colliding with other boats—especially when they can come from so many different directions?

Well, just like our asphalt highways, there are rules that govern the conduct of <a href="http://www.allstate.com/boat-insurance.aspx">boats</a> meeting. Professional mariners must demonstrate their knowledge and understanding of the rules of the nautical road by passing <a href="http://www.allstate.com/tools-and-resources/boat-insurance/boater-education.aspx">written exams</a>. Most amateur boaters aren’t required to take even the equivalent of Driver’s Ed before they take the helm, but if you don’t learn the basics, you’re taking unnecessary risks.

Rather than hope that the high-speed craft bearing down on your boat has a pro at the helm or is operated by a clairvoyant, it makes sense to drive defensively to avoid collisions. Here are six general rules and concepts that will help you stay out of harm’s way:
<ul>
	<li>Always keep a lookout.</li>
	<li>Travel at a safe speed.</li>
	<li>When overtaking or passing, the boat being passed has the right-of-way. Keep clear of it.</li>
	<li>When meeting head-on, keep to the right.</li>
	<li>When crossing paths, the boat on the right has the right of way. Slow down or change course and permit it to pass.</li>
	<li>Always use your running lights at night and in times of restricted visibility.</li>
</ul>
Another key practice to learn is, when you’ve decided you will change course to keep clear, make an early and large course change so your intentions are clear to the other boat captain. Avoid small, incremental or last-minute changes because it may be difficult for the opposing boat to react quickly.

Certain types of <a href="http://www.allstate.com/boat-insurance/safety-tips.aspx">boats</a>, like sailboats, generally have the right-of-way over other power boats. This has more to do with their capability to “keep clear” and avoid a collision. We say generally have the right of way, because there are exceptions. Vessels engaged in activities that limit their ability to maneuver have the right-of-way over other vessels. For example, a sailboat has rights over a powerboat, or a large tanker navigating a narrow channel has rights over all small vessels. Even when two powerboats meet, one boat technically has the right-of-way (often referred to as the stand-on vessel) while the other boat is “burdened” to give the right-of-way (often referred to as the “give-way” vessel), assuming that the vessels are within sight of each other.

Another rule to keep in mind is the “tonnage rule.” This is not an actual rule, but generally when the other boat is MUCH larger than yours and could crush you—the prudent move is to stay out of the way!
<h3><strong>Signal with your horn</strong></h3>
Using horn signals is another easy way to notify other boats of your intent to pass them. Here are some of the most common signals and what they signify:

<span style="color: #3366ff;"><strong>One short blast: </strong></span>“I intend to leave you on my port side.”
<span style="color: #3366ff;"><strong>Two short blasts: </strong></span>“I intend to leave you on my starboard side.”
<span style="color: #3366ff;"><strong>Three short blasts: </strong></span>“I am operating astern propulsion.”
<span style="color: #3366ff;"><strong>Five or more short blasts: </strong></span>Danger signal.

One prolonged blast is a warning signal given when approaching a blind spot such as a curve in a channel, or when coming out of a slip where your vessel may be obstructed from view.
<h3><strong>Make radio contact</strong></h3>
If the horn signals don’t seem to work, use your boat’s VHF radio. Hail on channel 16 or 13 to make contact and then switch to a working channel. Give your position in relation to some nearby landmark, not latitude and longitude, as no one has time to plot your position. For example, “This is the blue powerboat exiting the Hog Island Channel at Cleveland Ledge light calling the east-bound tug and tow on my port bow…” Commercial vessels will typically give “security” calls at certain points along their route; simply monitoring the radio will give you an idea of what is going on around you.
<h3><strong>Passing in the night</strong></h3>
At night, boats have red (port or left side) and green (starboard or right side) sidelights for a reason—so you can determine how you are approaching another boat. One good way to think of this is like traffic lights, if you can see another boat’s red side light, stop or give way. If it’s green, you can keep going. If you are overtaking a boat from astern and can see its white stern light, stay out of the way, regardless of the type of boat. Remember your boat’s “danger zone.” From dead ahead to just behind your starboard beam—yield to boats in this zone.
<h3><strong>Avoiding collisions</strong></h3>
How do you know if a collision could be coming? When an approaching vessel gets closer but doesn’t change in bearing, you are on a collision course. A steady bearing is easy to see if there’s land in the background; the other boat is holding the exact same position against the land behind it.

Always be courteous and if you do change course to avoid another boat, make the change early and large enough to show the other boat your intentions.<!-- [DocumentBodyEnd:0630f103-7a3d-429a-88d8-24e375ca1d63] -->

</div>
</div>]]></description>
				<content:encoded><![CDATA[<p><img width="404" height="269" src="http://blog.allstate.com/wp-content/uploads/2012/06/aa8e4fa9ba50a9073080cde755bf47a6.jpg" class="attachment-post-thumbnail wp-post-image" alt="Keep Clear of Other Boats" /></p><!-- [DocumentBodyStart:0630f103-7a3d-429a-88d8-24e375ca1d63] -->
<div class="jive-rendered-content">
<div>

Unlike our roads, our waterways have no painted lines or stoplights to guide us in traffic. So how do we avoid colliding with other boats—especially when they can come from so many different directions?

Well, just like our asphalt highways, there are rules that govern the conduct of <a href="http://www.allstate.com/boat-insurance.aspx">boats</a> meeting. Professional mariners must demonstrate their knowledge and understanding of the rules of the nautical road by passing <a href="http://www.allstate.com/tools-and-resources/boat-insurance/boater-education.aspx">written exams</a>. Most amateur boaters aren’t required to take even the equivalent of Driver’s Ed before they take the helm, but if you don’t learn the basics, you’re taking unnecessary risks.

Rather than hope that the high-speed craft bearing down on your boat has a pro at the helm or is operated by a clairvoyant, it makes sense to drive defensively to avoid collisions. Here are six general rules and concepts that will help you stay out of harm’s way:
<ul>
	<li>Always keep a lookout.</li>
	<li>Travel at a safe speed.</li>
	<li>When overtaking or passing, the boat being passed has the right-of-way. Keep clear of it.</li>
	<li>When meeting head-on, keep to the right.</li>
	<li>When crossing paths, the boat on the right has the right of way. Slow down or change course and permit it to pass.</li>
	<li>Always use your running lights at night and in times of restricted visibility.</li>
</ul>
Another key practice to learn is, when you’ve decided you will change course to keep clear, make an early and large course change so your intentions are clear to the other boat captain. Avoid small, incremental or last-minute changes because it may be difficult for the opposing boat to react quickly.

Certain types of <a href="http://www.allstate.com/boat-insurance/safety-tips.aspx">boats</a>, like sailboats, generally have the right-of-way over other power boats. This has more to do with their capability to “keep clear” and avoid a collision. We say generally have the right of way, because there are exceptions. Vessels engaged in activities that limit their ability to maneuver have the right-of-way over other vessels. For example, a sailboat has rights over a powerboat, or a large tanker navigating a narrow channel has rights over all small vessels. Even when two powerboats meet, one boat technically has the right-of-way (often referred to as the stand-on vessel) while the other boat is “burdened” to give the right-of-way (often referred to as the “give-way” vessel), assuming that the vessels are within sight of each other.

Another rule to keep in mind is the “tonnage rule.” This is not an actual rule, but generally when the other boat is MUCH larger than yours and could crush you—the prudent move is to stay out of the way!
<h3><strong>Signal with your horn</strong></h3>
Using horn signals is another easy way to notify other boats of your intent to pass them. Here are some of the most common signals and what they signify:

<span style="color: #3366ff;"><strong>One short blast: </strong></span>“I intend to leave you on my port side.”
<span style="color: #3366ff;"><strong>Two short blasts: </strong></span>“I intend to leave you on my starboard side.”
<span style="color: #3366ff;"><strong>Three short blasts: </strong></span>“I am operating astern propulsion.”
<span style="color: #3366ff;"><strong>Five or more short blasts: </strong></span>Danger signal.

One prolonged blast is a warning signal given when approaching a blind spot such as a curve in a channel, or when coming out of a slip where your vessel may be obstructed from view.
<h3><strong>Make radio contact</strong></h3>
If the horn signals don’t seem to work, use your boat’s VHF radio. Hail on channel 16 or 13 to make contact and then switch to a working channel. Give your position in relation to some nearby landmark, not latitude and longitude, as no one has time to plot your position. For example, “This is the blue powerboat exiting the Hog Island Channel at Cleveland Ledge light calling the east-bound tug and tow on my port bow…” Commercial vessels will typically give “security” calls at certain points along their route; simply monitoring the radio will give you an idea of what is going on around you.
<h3><strong>Passing in the night</strong></h3>
At night, boats have red (port or left side) and green (starboard or right side) sidelights for a reason—so you can determine how you are approaching another boat. One good way to think of this is like traffic lights, if you can see another boat’s red side light, stop or give way. If it’s green, you can keep going. If you are overtaking a boat from astern and can see its white stern light, stay out of the way, regardless of the type of boat. Remember your boat’s “danger zone.” From dead ahead to just behind your starboard beam—yield to boats in this zone.
<h3><strong>Avoiding collisions</strong></h3>
How do you know if a collision could be coming? When an approaching vessel gets closer but doesn’t change in bearing, you are on a collision course. A steady bearing is easy to see if there’s land in the background; the other boat is holding the exact same position against the land behind it.

Always be courteous and if you do change course to avoid another boat, make the change early and large enough to show the other boat your intentions.<!-- [DocumentBodyEnd:0630f103-7a3d-429a-88d8-24e375ca1d63] -->

</div>
</div>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>7 Tips for Tow, Tow, Towing Your Boat</title>
		<link>http://blog.allstate.com/7-tips-for-tow-tow-towing-your-boat/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=7-tips-for-tow-tow-towing-your-boat</link>
		<comments>http://blog.allstate.com/7-tips-for-tow-tow-towing-your-boat/#comments</comments>
		<pubDate>Thu, 14 Jun 2012 12:00:43 +0000</pubDate>
		<dc:creator>Erick</dc:creator>
				<category><![CDATA[My Boat]]></category>
		<category><![CDATA[Boat]]></category>
		<category><![CDATA[Boat Insurance]]></category>
		<category><![CDATA[Tips and Tricks]]></category>

		<guid isPermaLink="false">http://community.allstate.com/community/allstate_blog/blog/2012/06/14/7-tips-for-tow-tow-towing-your-boat</guid>
		<description><![CDATA[<p><img width="268" height="390" src="http://blog.allstate.com/wp-content/uploads/2012/06/9ebb02a5d9490433d93d375174287db3.jpg" class="attachment-post-thumbnail wp-post-image" alt="Tow Tow Tow Your Boat" /></p><!-- [DocumentBodyStart:a1c00211-b180-4516-a5d8-573e91586e2f] -->
<div class="jive-rendered-content">
<div>

If you have a zippy little sports car, you know that it can accelerate, stop, and maneuver better than a big truck. Towing a boat on a trailer will change the way any vehicle handles to a more truck-like response—even if you are hauling it behind a Maserati.  Regardless of your tow vehicle, here are some tips for <a href="http://www.allstate.com/boat-insurance/safety-tips.aspx">towing a boat</a> to keep you safe.
<ol>
	<li>When loading the boat on your trailer, distribute weight evenly from side to side and lengthwise. This may require redistributing equipment, fuel, and water onboard the boat to achieve the right balance.</li>
	<li>Both the tow vehicle and trailer should be nearly parallel to the ground. Check the tongue weight to make sure you are not overloading the hitch; it should weigh about ten percent of the all-up trailer weight. (For example, if the boat and trailer weigh 5,000 pounds, there should be 500 pounds of tongue weight.)</li>
	<li>Always secure the boat to the trailer with ratchet straps and ensure the trailer winch strap is attached to the bow eye.</li>
	<li>A towed <a href="http://www.allstate.com/boat-insurance.aspx">boat</a> adds weight to the overall vehicle, so allow more time for stopping. Avoid sudden turns, starts, or stops that can affect trailer stability. Engage low gear when driving downhill.</li>
	<li>Make sure your trailer lights are working, and use them even in daylight.</li>
	<li>Before you start out, always perform a walk-around inspection of the trailer. A prudent rule of thumb is to check it again after 1, 10, and 100 miles of driving, in case a strap has come loose.</li>
	<li>Carry a spare tire that fits your trailer, a grease gun, a lug wrench that fits the tires, and a tire gauge.</li>
</ol>
By following these simple guidelines you should find that towing <a href="http://www.allstate.com/tools-and-resources/boat-insurance.aspx">your boat</a> is uneventful and gets you where you’re going safely.<!-- [DocumentBodyEnd:a1c00211-b180-4516-a5d8-573e91586e2f] -->

</div>
</div>]]></description>
				<content:encoded><![CDATA[<p><img width="268" height="390" src="http://blog.allstate.com/wp-content/uploads/2012/06/9ebb02a5d9490433d93d375174287db3.jpg" class="attachment-post-thumbnail wp-post-image" alt="Tow Tow Tow Your Boat" /></p><!-- [DocumentBodyStart:a1c00211-b180-4516-a5d8-573e91586e2f] -->
<div class="jive-rendered-content">
<div>

If you have a zippy little sports car, you know that it can accelerate, stop, and maneuver better than a big truck. Towing a boat on a trailer will change the way any vehicle handles to a more truck-like response—even if you are hauling it behind a Maserati.  Regardless of your tow vehicle, here are some tips for <a href="http://www.allstate.com/boat-insurance/safety-tips.aspx">towing a boat</a> to keep you safe.
<ol>
	<li>When loading the boat on your trailer, distribute weight evenly from side to side and lengthwise. This may require redistributing equipment, fuel, and water onboard the boat to achieve the right balance.</li>
	<li>Both the tow vehicle and trailer should be nearly parallel to the ground. Check the tongue weight to make sure you are not overloading the hitch; it should weigh about ten percent of the all-up trailer weight. (For example, if the boat and trailer weigh 5,000 pounds, there should be 500 pounds of tongue weight.)</li>
	<li>Always secure the boat to the trailer with ratchet straps and ensure the trailer winch strap is attached to the bow eye.</li>
	<li>A towed <a href="http://www.allstate.com/boat-insurance.aspx">boat</a> adds weight to the overall vehicle, so allow more time for stopping. Avoid sudden turns, starts, or stops that can affect trailer stability. Engage low gear when driving downhill.</li>
	<li>Make sure your trailer lights are working, and use them even in daylight.</li>
	<li>Before you start out, always perform a walk-around inspection of the trailer. A prudent rule of thumb is to check it again after 1, 10, and 100 miles of driving, in case a strap has come loose.</li>
	<li>Carry a spare tire that fits your trailer, a grease gun, a lug wrench that fits the tires, and a tire gauge.</li>
</ol>
By following these simple guidelines you should find that towing <a href="http://www.allstate.com/tools-and-resources/boat-insurance.aspx">your boat</a> is uneventful and gets you where you’re going safely.<!-- [DocumentBodyEnd:a1c00211-b180-4516-a5d8-573e91586e2f] -->

</div>
</div>]]></content:encoded>
			<wfw:commentRss>http://blog.allstate.com/7-tips-for-tow-tow-towing-your-boat/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>What You Should Know About Your Boat’s Fuel</title>
		<link>http://blog.allstate.com/what-you-should-know-about-your-boats-fuel/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=what-you-should-know-about-your-boats-fuel</link>
		<comments>http://blog.allstate.com/what-you-should-know-about-your-boats-fuel/#comments</comments>
		<pubDate>Fri, 08 Jun 2012 12:06:34 +0000</pubDate>
		<dc:creator>Erick</dc:creator>
				<category><![CDATA[Featured Stories]]></category>
		<category><![CDATA[My Boat]]></category>
		<category><![CDATA[Boat]]></category>
		<category><![CDATA[Boat Insurance]]></category>
		<category><![CDATA[Boat Safety]]></category>

		<guid isPermaLink="false">http://community.allstate.com/community/allstate_blog/blog/2012/06/08/what-you-should-know-about-your-boat-s-fuel</guid>
		<description><![CDATA[<p><img width="566" height="848" src="http://blog.allstate.com/wp-content/uploads/2012/06/iStock_Boat_Fuel.jpg" class="attachment-post-thumbnail wp-post-image" alt="Boat_Fuel" /></p><div class="jive-rendered-content">
<div>

Boats with either gasoline or diesel engines can suffer poor performance and damage if their fuel is contaminated. If you look out and there’s black smoke pouring out of the exhaust, that’s a pretty good indication that something’s gone awry! You may also experience excessive smoke, lack of power, hesitation in acceleration, or outright stalling. No one wants to be stranded, so let’s look at what you should know about your <a href="http://www.allstate.com/boat-insurance/safety-tips.aspx">boat’s fuel</a>, how it gets contaminated and how best to prevent contamination.
<blockquote>Water is the most common contaminant found in both gas and diesel fuel.</blockquote>
Water is the most common contaminant found in both gas and diesel fuel. Water in gas, particularly ethanol-boosted gas that attracts water, is quite common in pleasure boats that go unused for prolonged periods. Air in less-than-full fuel tanks contains moisture. Over time this moisture condenses in the tank and is one reason why, regardless of fuel type, tanks should be topped off during storage periods, leaving less room for condensation. Water can also intrude storage tanks through poorly sealed fuel caps and vents during boat fueling.

Less likely, but not unknown, is the fact that water can be introduced into your fuel directly from a supplier. Occasionally, adding a simple “dry gas” additive  when fueling your boat during the season is a good idea.

Whatever the source, it is estimated that in diesel engines, 90 percent of all problems are fuel-related. Fuel system inspection should be top-of-mind with <a href="http://www.allstate.com/tools-and-resources/boat-insurance/boating-etiquette.aspx">boaters</a>.

<strong>Find the Problem</strong>

If your boat experiences any of the symptoms of contaminated fuel listed above, you should start by examining your boat’s fuel filters. Small outboards with external tanks will have an inline filter; larger boats with internal tanks may have more elaborate filters between the engine and tank, such as a Racor water separator.  Sometimes, simply cleaning and replacing filters will eliminate the small amount of water or contaminant present in your fuel system, but a clogged filter should lead you to a more thorough visual inspection of the inside of tanks if possible--look for evidence of rust, corrosion or sediment.
<blockquote>The only real cures for fuel contamination are to completely replace the fuel or hire a company to do fuel polishing (filtration) along with a thorough tank cleaning.</blockquote>
Water or debris in the fuel can also lead to deeper problems, namely damaged fuel tanks and blown engines. Microbes that feed on hydrocarbons cause sludge, but can only flourish if water is present. These same algae emit sulphuric acid as a waste product which further corrodes metal tanks, pumps, and injectors. Water vaporizing in an engine’s cylinders can cause permanent damage—which is why we have all these filters to begin with.

The only real cures for fuel contamination are to completely replace the fuel or hire a company to do fuel polishing (filtration) along with a thorough tank cleaning. The presence of algae, discoloration, or sediment should prompt any <a href="http://www.allstate.com/tools-and-resources/boat-insurance/simple-ways-to-extend-life-of-your-boat.aspx">boat owner</a> to act quickly.

Simply adding products like Biobor to fight algae in an already fouled system will only bring the problem past the filters and into the engine.  Biobor and similar products should be used as preventatives to algae growth, not cures.

Near the end of the boating season, it’s recommended to:
<ul>
	<li>Add a fuel stabilizer, specific to your fuel type, and run your engine long enough to draw the enhanced fuel into the engine—this will keep the fuel from breaking down over time and gumming up your carburetor or fuel injectors.</li>
	<li>Inspect your fuel filters annually—lay-up time is a good time for this. Again, if you have water or contaminants in your filters check for further problems. A water indicating paste can be used to “stick” your tanks if visual access is limited.</li>
	<li>Top your tanks off with fuel. This will minimize air and condensation from getting in your fuel.</li>
</ul>
Clean, fresh fuel will maximize engine performance and give you peace of mind to enjoy boating.<!-- [DocumentBodyEnd:7fd12e63-4220-4f2f-9af7-997595469e95] -->

</div>
</div>]]></description>
				<content:encoded><![CDATA[<p><img width="566" height="848" src="http://blog.allstate.com/wp-content/uploads/2012/06/iStock_Boat_Fuel.jpg" class="attachment-post-thumbnail wp-post-image" alt="Boat_Fuel" /></p><div class="jive-rendered-content">
<div>

Boats with either gasoline or diesel engines can suffer poor performance and damage if their fuel is contaminated. If you look out and there’s black smoke pouring out of the exhaust, that’s a pretty good indication that something’s gone awry! You may also experience excessive smoke, lack of power, hesitation in acceleration, or outright stalling. No one wants to be stranded, so let’s look at what you should know about your <a href="http://www.allstate.com/boat-insurance/safety-tips.aspx">boat’s fuel</a>, how it gets contaminated and how best to prevent contamination.
<blockquote>Water is the most common contaminant found in both gas and diesel fuel.</blockquote>
Water is the most common contaminant found in both gas and diesel fuel. Water in gas, particularly ethanol-boosted gas that attracts water, is quite common in pleasure boats that go unused for prolonged periods. Air in less-than-full fuel tanks contains moisture. Over time this moisture condenses in the tank and is one reason why, regardless of fuel type, tanks should be topped off during storage periods, leaving less room for condensation. Water can also intrude storage tanks through poorly sealed fuel caps and vents during boat fueling.

Less likely, but not unknown, is the fact that water can be introduced into your fuel directly from a supplier. Occasionally, adding a simple “dry gas” additive  when fueling your boat during the season is a good idea.

Whatever the source, it is estimated that in diesel engines, 90 percent of all problems are fuel-related. Fuel system inspection should be top-of-mind with <a href="http://www.allstate.com/tools-and-resources/boat-insurance/boating-etiquette.aspx">boaters</a>.

<strong>Find the Problem</strong>

If your boat experiences any of the symptoms of contaminated fuel listed above, you should start by examining your boat’s fuel filters. Small outboards with external tanks will have an inline filter; larger boats with internal tanks may have more elaborate filters between the engine and tank, such as a Racor water separator.  Sometimes, simply cleaning and replacing filters will eliminate the small amount of water or contaminant present in your fuel system, but a clogged filter should lead you to a more thorough visual inspection of the inside of tanks if possible--look for evidence of rust, corrosion or sediment.
<blockquote>The only real cures for fuel contamination are to completely replace the fuel or hire a company to do fuel polishing (filtration) along with a thorough tank cleaning.</blockquote>
Water or debris in the fuel can also lead to deeper problems, namely damaged fuel tanks and blown engines. Microbes that feed on hydrocarbons cause sludge, but can only flourish if water is present. These same algae emit sulphuric acid as a waste product which further corrodes metal tanks, pumps, and injectors. Water vaporizing in an engine’s cylinders can cause permanent damage—which is why we have all these filters to begin with.

The only real cures for fuel contamination are to completely replace the fuel or hire a company to do fuel polishing (filtration) along with a thorough tank cleaning. The presence of algae, discoloration, or sediment should prompt any <a href="http://www.allstate.com/tools-and-resources/boat-insurance/simple-ways-to-extend-life-of-your-boat.aspx">boat owner</a> to act quickly.

Simply adding products like Biobor to fight algae in an already fouled system will only bring the problem past the filters and into the engine.  Biobor and similar products should be used as preventatives to algae growth, not cures.

Near the end of the boating season, it’s recommended to:
<ul>
	<li>Add a fuel stabilizer, specific to your fuel type, and run your engine long enough to draw the enhanced fuel into the engine—this will keep the fuel from breaking down over time and gumming up your carburetor or fuel injectors.</li>
	<li>Inspect your fuel filters annually—lay-up time is a good time for this. Again, if you have water or contaminants in your filters check for further problems. A water indicating paste can be used to “stick” your tanks if visual access is limited.</li>
	<li>Top your tanks off with fuel. This will minimize air and condensation from getting in your fuel.</li>
</ul>
Clean, fresh fuel will maximize engine performance and give you peace of mind to enjoy boating.<!-- [DocumentBodyEnd:7fd12e63-4220-4f2f-9af7-997595469e95] -->

</div>
</div>]]></content:encoded>
			<wfw:commentRss>http://blog.allstate.com/what-you-should-know-about-your-boats-fuel/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Boating Safety Can Prevent You From Being Stranded [VIDEO]</title>
		<link>http://blog.allstate.com/boating-safety-can-prevent-you-from-being-stranded-video/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=boating-safety-can-prevent-you-from-being-stranded-video</link>
		<comments>http://blog.allstate.com/boating-safety-can-prevent-you-from-being-stranded-video/#comments</comments>
		<pubDate>Tue, 29 May 2012 13:06:34 +0000</pubDate>
		<dc:creator>Brendan</dc:creator>
				<category><![CDATA[My Boat]]></category>
		<category><![CDATA[Boat]]></category>
		<category><![CDATA[Boat Insurance]]></category>
		<category><![CDATA[Boat Safety]]></category>

		<guid isPermaLink="false">http://community.allstate.com/community/allstate_blog/blog/2012/05/29/boating-safety-can-prevent-you-from-being-stranded-video</guid>
		<description><![CDATA[<p><img width="960" height="720" src="http://blog.allstate.com/wp-content/uploads/2012/05/Stranded-image.jpg" class="attachment-post-thumbnail wp-post-image" alt="Stranded-image" /></p><!-- [DocumentBodyStart:d70ebb9b-90d7-452e-818b-644c5999479f] -->
<div class="jive-rendered-content">

In Episode 4 of our web series The UnReal Adventures of Ted and Traci, our castaways test their sea legs on their new boat. Unfortunately, once on open water, the clouds, wind and lightning roll in and their three-hour tour takes a turn for the worse. Had the captain and his first mate consulted the weather forecast, they may not have been stranded in a sandy “paradise.” Maybe next time they'll be better prepared for the choppy water with a dose of <a href="http://www.allstate.com/boat-insurance/safety-tips.aspx">boating safety</a> information.

<span style="font-family: arial,helvetica,sans-serif; font-size: 10pt;"><iframe src="http://www.youtube.com/embed/ETA6vdQIe4w?wmode=transparent" height="350" width="425" frameborder="0"></iframe></span>

<strong>Check out all episodes of this web series (new episodes added weekly):</strong>

<a href="http://blog.allstate.com/coming-soon-summer-blockbuster-video/">Trailer - The UnReal Adventures of Ted &amp; Traci</a>

<a href="http://blog.allstate.com/not-so-namaste-car-yoga-turns-out-to-be-a-bad-idea-video/">Episode 1 - Om on the Road</a>

<a href="http://blog.allstate.com/fake-plastic-man-learns-a-real-lesson-in-fire-safety-video/">Episode 2 - Up in Smoke</a>

<a href="http://blog.allstate.com/bikers-born-to-be-wild-but-safe-video/">Episode 3 - Supercharged</a>

<a title="Episode 5 - Grillmeister" href="http://blog.allstate.com/fuel-your-grill-with-man-power-video/">Episode 5 - Grillmeister</a>

<a title="Episode 6 - Staycation" href="http://blog.allstate.com/how-not-to-create-the-ultimate-staycation-video/">Episode 6 - Staycation</a>

<strong><em>Transcript: ‘Stranded’
</em></strong><em><strong>Ted:</strong> There are three things you need to be great boat captain: </em><em>A beautiful woman on your arm, a hat that says, “I’m in charge,” and a boat that can withstand a gale-force wind.
</em><em><strong>Ted:</strong> Two out of three ain’t bad.
</em><em><strong>Traci:</strong> Did you grab the sunscreen?
</em><em><strong>Voiceover:</strong> Prepare for smooth sailing.</em>

<strong>Connect with me on <a href="https://plus.google.com/115259326585105202890?rel=author" target="_blank">Google+</a> or follow me on <a href="https://twitter.com/B_ONeill73" target="_blank">Twitter</a></strong><!-- [DocumentBodyEnd:d70ebb9b-90d7-452e-818b-644c5999479f] -->

</div>]]></description>
				<content:encoded><![CDATA[<p><img width="960" height="720" src="http://blog.allstate.com/wp-content/uploads/2012/05/Stranded-image.jpg" class="attachment-post-thumbnail wp-post-image" alt="Stranded-image" /></p><!-- [DocumentBodyStart:d70ebb9b-90d7-452e-818b-644c5999479f] -->
<div class="jive-rendered-content">

In Episode 4 of our web series The UnReal Adventures of Ted and Traci, our castaways test their sea legs on their new boat. Unfortunately, once on open water, the clouds, wind and lightning roll in and their three-hour tour takes a turn for the worse. Had the captain and his first mate consulted the weather forecast, they may not have been stranded in a sandy “paradise.” Maybe next time they'll be better prepared for the choppy water with a dose of <a href="http://www.allstate.com/boat-insurance/safety-tips.aspx">boating safety</a> information.

<span style="font-family: arial,helvetica,sans-serif; font-size: 10pt;"><iframe src="http://www.youtube.com/embed/ETA6vdQIe4w?wmode=transparent" height="350" width="425" frameborder="0"></iframe></span>

<strong>Check out all episodes of this web series (new episodes added weekly):</strong>

<a href="http://blog.allstate.com/coming-soon-summer-blockbuster-video/">Trailer - The UnReal Adventures of Ted &amp; Traci</a>

<a href="http://blog.allstate.com/not-so-namaste-car-yoga-turns-out-to-be-a-bad-idea-video/">Episode 1 - Om on the Road</a>

<a href="http://blog.allstate.com/fake-plastic-man-learns-a-real-lesson-in-fire-safety-video/">Episode 2 - Up in Smoke</a>

<a href="http://blog.allstate.com/bikers-born-to-be-wild-but-safe-video/">Episode 3 - Supercharged</a>

<a title="Episode 5 - Grillmeister" href="http://blog.allstate.com/fuel-your-grill-with-man-power-video/">Episode 5 - Grillmeister</a>

<a title="Episode 6 - Staycation" href="http://blog.allstate.com/how-not-to-create-the-ultimate-staycation-video/">Episode 6 - Staycation</a>

<strong><em>Transcript: ‘Stranded’
</em></strong><em><strong>Ted:</strong> There are three things you need to be great boat captain: </em><em>A beautiful woman on your arm, a hat that says, “I’m in charge,” and a boat that can withstand a gale-force wind.
</em><em><strong>Ted:</strong> Two out of three ain’t bad.
</em><em><strong>Traci:</strong> Did you grab the sunscreen?
</em><em><strong>Voiceover:</strong> Prepare for smooth sailing.</em>

<strong>Connect with me on <a href="https://plus.google.com/115259326585105202890?rel=author" target="_blank">Google+</a> or follow me on <a href="https://twitter.com/B_ONeill73" target="_blank">Twitter</a></strong><!-- [DocumentBodyEnd:d70ebb9b-90d7-452e-818b-644c5999479f] -->

</div>]]></content:encoded>
			<wfw:commentRss>http://blog.allstate.com/boating-safety-can-prevent-you-from-being-stranded-video/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Coming Soon: The Ultimate Action-Packed Blockbuster [VIDEO]</title>
		<link>http://blog.allstate.com/coming-soon-summer-blockbuster-video/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=coming-soon-summer-blockbuster-video</link>
		<comments>http://blog.allstate.com/coming-soon-summer-blockbuster-video/#comments</comments>
		<pubDate>Tue, 01 May 2012 15:21:28 +0000</pubDate>
		<dc:creator>Brendan</dc:creator>
				<category><![CDATA[My Bike]]></category>
		<category><![CDATA[My Boat]]></category>
		<category><![CDATA[My Place]]></category>
		<category><![CDATA[My Ride]]></category>
		<category><![CDATA[My Toys]]></category>
		<category><![CDATA[Auto]]></category>
		<category><![CDATA[Auto Accident]]></category>
		<category><![CDATA[Auto Insurance]]></category>
		<category><![CDATA[Auto Safety]]></category>
		<category><![CDATA[Boat]]></category>
		<category><![CDATA[Boat Insurance]]></category>
		<category><![CDATA[Boat Safety]]></category>
		<category><![CDATA[Distracted Driving]]></category>
		<category><![CDATA[Home Improvement]]></category>
		<category><![CDATA[Home Insurance]]></category>
		<category><![CDATA[Home Safety]]></category>
		<category><![CDATA[House]]></category>
		<category><![CDATA[Motorcycle]]></category>
		<category><![CDATA[Motorcycle Insurance]]></category>
		<category><![CDATA[Motorcycle Safety]]></category>

		<guid isPermaLink="false">http://community.allstate.com/community/allstate_blog/blog/2012/05/01/coming-attractions-the-unreal-adventures-of-ted-and-traci</guid>
		<description><![CDATA[<p><img width="652" height="394" src="http://blog.allstate.com/wp-content/uploads/2012/05/Traci-crop.jpg" class="attachment-post-thumbnail wp-post-image" alt="Traci-crop" /></p><!-- [DocumentBodyStart:c3f828de-3125-4c03-89a7-3f01cffd94cf] -->
<div class="jive-rendered-content">

Forget superheroes. In the teaser trailer for this summer’s real epic blockbuster, <em>The UnReal Adventures of Ted &amp; Traci</em>, a courageous couple overcomes a car crash, boat wreck and a backyard explosion in an effort to spread the word about prevention and protection.

<span style="font-family: Arial; font-size: 10pt;"><iframe src="http://www.youtube.com/embed/B_WcSxg0GN0?wmode=transparent" height="350" width="425" frameborder="0"></iframe></span>

Ted and Traci live a normal life, but working through life's little misadventures can be a challenge. During the next few weeks our heroes will provide you with funny, outrageous examples of what not to do...and why having proper insurance can be so valuable.

<strong>Check out all episodes of this web series (new episodes added weekly):</strong>

<a href="http://blog.allstate.com/not-so-namaste-car-yoga-turns-out-to-be-a-bad-idea-video/">Episode 1 - Om on the Road</a>

<a href="http://blog.allstate.com/fake-plastic-man-learns-a-real-lesson-in-fire-safety-video/">Episode 2 - Up in Smoke</a>

<a href="http://blog.allstate.com/bikers-born-to-be-wild-but-safe-video/">Episode 3 - Supercharged</a>

<a href="http://blog.allstate.com/boating-safety-can-prevent-you-from-being-stranded-video/">Episode 4 – Stranded</a>

<a title="Episode 5 - Grillmeister" href="http://blog.allstate.com/fuel-your-grill-with-man-power-video/">Episode 5 - Grillmeister</a>

<a title="Episode 6 - Staycation" href="http://blog.allstate.com/how-not-to-create-the-ultimate-staycation-video/">Episode 6 - Staycation</a>

<strong>Connect with me on <a href="https://plus.google.com/115259326585105202890?rel=author" target="_blank">Google+</a> or </strong><strong>follow me on <a href="https://twitter.com/B_ONeill73" target="_blank">Twitter</a></strong>

</div>]]></description>
				<content:encoded><![CDATA[<p><img width="652" height="394" src="http://blog.allstate.com/wp-content/uploads/2012/05/Traci-crop.jpg" class="attachment-post-thumbnail wp-post-image" alt="Traci-crop" /></p><!-- [DocumentBodyStart:c3f828de-3125-4c03-89a7-3f01cffd94cf] -->
<div class="jive-rendered-content">

Forget superheroes. In the teaser trailer for this summer’s real epic blockbuster, <em>The UnReal Adventures of Ted &amp; Traci</em>, a courageous couple overcomes a car crash, boat wreck and a backyard explosion in an effort to spread the word about prevention and protection.

<span style="font-family: Arial; font-size: 10pt;"><iframe src="http://www.youtube.com/embed/B_WcSxg0GN0?wmode=transparent" height="350" width="425" frameborder="0"></iframe></span>

Ted and Traci live a normal life, but working through life's little misadventures can be a challenge. During the next few weeks our heroes will provide you with funny, outrageous examples of what not to do...and why having proper insurance can be so valuable.

<strong>Check out all episodes of this web series (new episodes added weekly):</strong>

<a href="http://blog.allstate.com/not-so-namaste-car-yoga-turns-out-to-be-a-bad-idea-video/">Episode 1 - Om on the Road</a>

<a href="http://blog.allstate.com/fake-plastic-man-learns-a-real-lesson-in-fire-safety-video/">Episode 2 - Up in Smoke</a>

<a href="http://blog.allstate.com/bikers-born-to-be-wild-but-safe-video/">Episode 3 - Supercharged</a>

<a href="http://blog.allstate.com/boating-safety-can-prevent-you-from-being-stranded-video/">Episode 4 – Stranded</a>

<a title="Episode 5 - Grillmeister" href="http://blog.allstate.com/fuel-your-grill-with-man-power-video/">Episode 5 - Grillmeister</a>

<a title="Episode 6 - Staycation" href="http://blog.allstate.com/how-not-to-create-the-ultimate-staycation-video/">Episode 6 - Staycation</a>

<strong>Connect with me on <a href="https://plus.google.com/115259326585105202890?rel=author" target="_blank">Google+</a> or </strong><strong>follow me on <a href="https://twitter.com/B_ONeill73" target="_blank">Twitter</a></strong>

</div>]]></content:encoded>
			<wfw:commentRss>http://blog.allstate.com/coming-soon-summer-blockbuster-video/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Keep Your Boat in the Water with Proper Trailer Maintenance</title>
		<link>http://blog.allstate.com/keep-your-boat-in-the-water-with-proper-trailer-maintenance/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=keep-your-boat-in-the-water-with-proper-trailer-maintenance</link>
		<comments>http://blog.allstate.com/keep-your-boat-in-the-water-with-proper-trailer-maintenance/#comments</comments>
		<pubDate>Mon, 26 Mar 2012 13:09:44 +0000</pubDate>
		<dc:creator>Erick</dc:creator>
				<category><![CDATA[My Boat]]></category>
		<category><![CDATA[Boat]]></category>
		<category><![CDATA[Boat Insurance]]></category>
		<category><![CDATA[Boat Safety]]></category>
		<category><![CDATA[DIY]]></category>
		<category><![CDATA[Tips and Tricks]]></category>

		<guid isPermaLink="false">http://community.allstate.com/community/allstate_blog/blog/2012/03/26/keep-your-boat-in-the-water-with-proper-trailer-maintenance</guid>
		<description><![CDATA[<p><img width="475" height="283" src="http://blog.allstate.com/wp-content/uploads/2012/06/14cfa3b7be6cb6a0cd65a497783ba4a9.jpg" class="attachment-post-thumbnail wp-post-image" alt="Boat Trailer" /></p><!-- [DocumentBodyStart:fe7fc9f0-a135-47bc-ab01-898e3e7773db] -->
<div class="jive-rendered-content">
<div>

Nearly 7 million Americans own a boat with a trailer. You’ve probably seen some of those very boaters pulled over on the side of the road with trailer problems--wheels off, axles broken, people in a state of frustration and panic as their boat balances on a broken-down trailer. Truth be told, not enough of us pay the proper attention to the condition of our boat trailers. Following are a few simple tips on <a href="http://www.allstate.com/tools-and-resources/boat-insurance/your-boat-may-not-be-covered.aspx">boat trailer maintenance</a> which can reduce the possibility of that broken down trailer being yours.
<h3><strong>The Top Five Reasons for Trailer Breakdowns*:</strong></h3>
44% - Flat Tires
20% - Wheel Bearing Failures
14% - Axle Problems
9% - Suspension Problems
5% - Tongue/Coupling Trouble
<h3><strong>Tires</strong></h3>
Trailer or ST tires are different from car tires—they’re usually of a bias ply design, which provides higher load capacity and stiffer sidewalls whereas the radial tires found on most passenger cars are more flexible.

Under inflation is the prime cause of <a href="http://www.allstate.com/boat-insurance/safety-tips.aspx">trailer tire problems</a>. An underinflated trailer tire won't sag like your car's tires because of its stiff sidewall construction. Tires may look normal, but you can't eyeball them accurately; check your tire pressure with a tire gauge.

Oxidation is often the next culprit for trailer tire failure. Trailer tires need to be replaced every 3–5 years of use, even if they appear to have plenty of tread left. Trailer tires often sit in one spot for weeks, if not months, and usually in sunlight where UV radiation will decay the tire. Is it any wonder that the deteriorated sidewalls blow out under pressure? Check for dry rot and crazing on the sidewalls.
<blockquote class="quote-narrow">Trailer tires need to be replaced every 3–5 years of use, even if they appear to have plenty of tread left.</blockquote>
<h3><strong>Wheel Bearing Maintenence </strong></h3>
Boat trailer wheel bearing maintenance is crucial as they are regularly immersed in water--often corrosive salt water. Even fresh water will cause the wheel bearings to rust if not properly packed with lubricant.  Very few owners check the lubrication of the hubs and bearings as often as they should (like before every road trip). Even if they do, they don’t always use the right lubricant. Fill the hubs completely with a multipurpose No. 2 grade lubricant.

One solution that will keep the wheel bearings fully lubricated is a spring-loaded hub, such as Bearing Buddies, that constantly forces fresh lubricant into the wheel bearing. Some models of Bearing Buddies even have a visual exterior reference to show you at a glance if there is enough lubricant in the hub to protect the bearings.

Even trailers not immersed in water are subject to bearing corrosion. Condensation from cooler air will be sucked into hot hubs if they are not completely filled with lubricant, causing rust and pitting. The only solution is to be vigilant about lubricating your wheel bearings.
<h3><strong>Axle, suspension, and tongue/coupling problems</strong></h3>
Even if your trailer has passed a visual inspection for rust and corrosion, it is still possible to have axle, suspension, or coupling problems if it is overloaded or safe towing techniques are not followed.
<h6><em>* according to a recent BoatUS survey</em><!-- [DocumentBodyEnd:fe7fc9f0-a135-47bc-ab01-898e3e7773db] --></h6>
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				<content:encoded><![CDATA[<p><img width="475" height="283" src="http://blog.allstate.com/wp-content/uploads/2012/06/14cfa3b7be6cb6a0cd65a497783ba4a9.jpg" class="attachment-post-thumbnail wp-post-image" alt="Boat Trailer" /></p><!-- [DocumentBodyStart:fe7fc9f0-a135-47bc-ab01-898e3e7773db] -->
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Nearly 7 million Americans own a boat with a trailer. You’ve probably seen some of those very boaters pulled over on the side of the road with trailer problems--wheels off, axles broken, people in a state of frustration and panic as their boat balances on a broken-down trailer. Truth be told, not enough of us pay the proper attention to the condition of our boat trailers. Following are a few simple tips on <a href="http://www.allstate.com/tools-and-resources/boat-insurance/your-boat-may-not-be-covered.aspx">boat trailer maintenance</a> which can reduce the possibility of that broken down trailer being yours.
<h3><strong>The Top Five Reasons for Trailer Breakdowns*:</strong></h3>
44% - Flat Tires
20% - Wheel Bearing Failures
14% - Axle Problems
9% - Suspension Problems
5% - Tongue/Coupling Trouble
<h3><strong>Tires</strong></h3>
Trailer or ST tires are different from car tires—they’re usually of a bias ply design, which provides higher load capacity and stiffer sidewalls whereas the radial tires found on most passenger cars are more flexible.

Under inflation is the prime cause of <a href="http://www.allstate.com/boat-insurance/safety-tips.aspx">trailer tire problems</a>. An underinflated trailer tire won't sag like your car's tires because of its stiff sidewall construction. Tires may look normal, but you can't eyeball them accurately; check your tire pressure with a tire gauge.

Oxidation is often the next culprit for trailer tire failure. Trailer tires need to be replaced every 3–5 years of use, even if they appear to have plenty of tread left. Trailer tires often sit in one spot for weeks, if not months, and usually in sunlight where UV radiation will decay the tire. Is it any wonder that the deteriorated sidewalls blow out under pressure? Check for dry rot and crazing on the sidewalls.
<blockquote class="quote-narrow">Trailer tires need to be replaced every 3–5 years of use, even if they appear to have plenty of tread left.</blockquote>
<h3><strong>Wheel Bearing Maintenence </strong></h3>
Boat trailer wheel bearing maintenance is crucial as they are regularly immersed in water--often corrosive salt water. Even fresh water will cause the wheel bearings to rust if not properly packed with lubricant.  Very few owners check the lubrication of the hubs and bearings as often as they should (like before every road trip). Even if they do, they don’t always use the right lubricant. Fill the hubs completely with a multipurpose No. 2 grade lubricant.

One solution that will keep the wheel bearings fully lubricated is a spring-loaded hub, such as Bearing Buddies, that constantly forces fresh lubricant into the wheel bearing. Some models of Bearing Buddies even have a visual exterior reference to show you at a glance if there is enough lubricant in the hub to protect the bearings.

Even trailers not immersed in water are subject to bearing corrosion. Condensation from cooler air will be sucked into hot hubs if they are not completely filled with lubricant, causing rust and pitting. The only solution is to be vigilant about lubricating your wheel bearings.
<h3><strong>Axle, suspension, and tongue/coupling problems</strong></h3>
Even if your trailer has passed a visual inspection for rust and corrosion, it is still possible to have axle, suspension, or coupling problems if it is overloaded or safe towing techniques are not followed.
<h6><em>* according to a recent BoatUS survey</em><!-- [DocumentBodyEnd:fe7fc9f0-a135-47bc-ab01-898e3e7773db] --></h6>
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