The Allstate Blog » My Ride http://blog.allstate.com Expert tips and fun facts on protecting your car, home, motorcycle or RV from Allstate Auto Insurance Tue, 18 Jun 2013 19:31:13 +0000 en-US hourly 1 http://wordpress.org/?v=3.5.1 Slideshow: The Types of Windshield Damage http://blog.allstate.com/slideshow-the-types-of-windshield-damage/?utm_source=rss&utm_medium=rss&utm_campaign=slideshow-the-types-of-windshield-damage http://blog.allstate.com/slideshow-the-types-of-windshield-damage/#comments Wed, 12 Jun 2013 11:00:15 +0000 Melissa http://blog.allstate.com/?p=4825 Damaged Windshield

When a hailstorm hit Mississippi earlier this year, glass shops started working overtime at the state fairgrounds to help deal with nearly 50,000 auto insurance claims. While many of us may never witness that sort of widespread problem, a stone or road debris that gets kicked up on the highway can cause windshield damage. Here’s a rundown of the factors that can determine the extent of the damage to your windshield: [slideshow] A chip or break in your windshield glass can be a little like a snowflake: Each one can be different depending on what hit your windshield, and how it caused damage. If you’ve got a damaged windshield it might make sense to have it replaced or repaired sooner rather than later, especially if it affects your visibility. As Edmunds points out, “A rock chip or bull’s-eye right in your line of vision is a real irritation.”]]> Damaged Windshield

When a hailstorm hit Mississippi earlier this year, glass shops started working overtime at the state fairgrounds to help deal with nearly 50,000 auto insurance claims. While many of us may never witness that sort of widespread problem, a stone or road debris that gets kicked up on the highway can cause windshield damage. Here’s a rundown of the factors that can determine the extent of the damage to your windshield: [slideshow] A chip or break in your windshield glass can be a little like a snowflake: Each one can be different depending on what hit your windshield, and how it caused damage. If you’ve got a damaged windshield it might make sense to have it replaced or repaired sooner rather than later, especially if it affects your visibility. As Edmunds points out, “A rock chip or bull’s-eye right in your line of vision is a real irritation.”]]> http://blog.allstate.com/slideshow-the-types-of-windshield-damage/feed/ 0 Deconstructing High Gas Prices http://blog.allstate.com/deconstructing-high-gas-prices/?utm_source=rss&utm_medium=rss&utm_campaign=deconstructing-high-gas-prices http://blog.allstate.com/deconstructing-high-gas-prices/#comments Tue, 11 Jun 2013 15:06:34 +0000 Jen http://community.allstate.com/community/allstate_blog/blog/2012/06/11/effects-of-high-gas-costs High Gas Prices

Every driver has been there: You pull up to the pump, swipe your credit card and then recoil from the final cost of filling up your tank.
Our wallets are feeling the strain of increased fuel costs, but what exactly are we paying for when our cars guzzle up gallons of gas? And how does the rising price of gas spill over into the costs of other products?

The Basics

Ken Cohen at Exxon Mobile's Perspectives blog breaks down exactly what we're paying for in a gallon of gasoline, beginning with the cost of raw materials. As you might expect, the cost of crude oil is the biggest single expense in a gallon of gas. That Perspectives post breaks down the component costs of a gallon of gas that costs $3.27. (According to the Gas Price Locator, as of June 12, 2013, the national average is up to $3.57 per gallon). Of that amount, a hefty $2.55 goes toward crude oil, which then needs to be refined. That's why in the long term, the biggest hope for mitigating gas costs is innovations in fuel-efficient vehicles. Of course, you could just sit at home all day doing nothing and save big. But for those who need to head out onto the open road, fuel-efficient vehicles are the best bet for your wallet. According to that Perspectives post, the cost of covering taxes amounts to (on average) another 39 cents, while distributing and marketing the product adds 33 cents to the price tag.

The Trickle-Down Effect

The shipping industry feels the pinch more than most, and the increased cost of fuel is often passed on to consumers.
Rising gas costs don't just affect us at the pump. The shipping industry feels the pinch more than most, and the increased cost of fuel is often passed on to consumers. Brandon Gale of Retail Shipping Associates told the New York Times in 2011 that the clock was ticking on how long it would be before high gas prices filtered down to customers. UPS spokesman Dan McMackin went a step further, directly telling the International Business Times that high gas costs were reflected in the increased prices of their services. You're paying more to get a package delivered than you were a few years ago, and that increase is mostly due to the price hikes at your local gas station. Moreover, stores that  need to pay more to get their products shipped -- everything from groceries to electronics -- raise prices, in turn, to recoup those costs. It's not all bad news: A recent Forbes report claims we’re in better shape to withstand rising gas prices this year, citing a strengthening economy and a recovering job market to help soften the blow. Still, those eBay bargains you're eyeing will be pricey to ship.

Take a Look Around

To get an idea of how much you're paying for gas relative to other products, it's worth using this comparison tool provided by the Bureau of Labor Statistics. Here, the average consumer price for a number of products is provided, including a gallon of gas, a loaf of bread, a dozen eggs, and even a whole chicken. According to that data, a gallon of milk cost an average of $3.428 in April 2013, compared to $3.59 for a gallon of regular unleaded in the same month. Unfortunately you can't (yet) power your vehicle by milk. In contrast to those figures, water costs much less per gallon. Detroit residents, for example, pay about a penny for 5 gallons of tap water; in Madison, Wis.,  1,000 gallons of water cost about $2.81. Now all we have to do is wait for the first water-fueled car to come along so we can take to the highway with a lot less stress on our minds.
]]> High Gas Prices

Every driver has been there: You pull up to the pump, swipe your credit card and then recoil from the final cost of filling up your tank.
Our wallets are feeling the strain of increased fuel costs, but what exactly are we paying for when our cars guzzle up gallons of gas? And how does the rising price of gas spill over into the costs of other products?

The Basics

Ken Cohen at Exxon Mobile's Perspectives blog breaks down exactly what we're paying for in a gallon of gasoline, beginning with the cost of raw materials. As you might expect, the cost of crude oil is the biggest single expense in a gallon of gas. That Perspectives post breaks down the component costs of a gallon of gas that costs $3.27. (According to the Gas Price Locator, as of June 12, 2013, the national average is up to $3.57 per gallon). Of that amount, a hefty $2.55 goes toward crude oil, which then needs to be refined. That's why in the long term, the biggest hope for mitigating gas costs is innovations in fuel-efficient vehicles. Of course, you could just sit at home all day doing nothing and save big. But for those who need to head out onto the open road, fuel-efficient vehicles are the best bet for your wallet. According to that Perspectives post, the cost of covering taxes amounts to (on average) another 39 cents, while distributing and marketing the product adds 33 cents to the price tag.

The Trickle-Down Effect

The shipping industry feels the pinch more than most, and the increased cost of fuel is often passed on to consumers.
Rising gas costs don't just affect us at the pump. The shipping industry feels the pinch more than most, and the increased cost of fuel is often passed on to consumers. Brandon Gale of Retail Shipping Associates told the New York Times in 2011 that the clock was ticking on how long it would be before high gas prices filtered down to customers. UPS spokesman Dan McMackin went a step further, directly telling the International Business Times that high gas costs were reflected in the increased prices of their services. You're paying more to get a package delivered than you were a few years ago, and that increase is mostly due to the price hikes at your local gas station. Moreover, stores that  need to pay more to get their products shipped -- everything from groceries to electronics -- raise prices, in turn, to recoup those costs. It's not all bad news: A recent Forbes report claims we’re in better shape to withstand rising gas prices this year, citing a strengthening economy and a recovering job market to help soften the blow. Still, those eBay bargains you're eyeing will be pricey to ship.

Take a Look Around

To get an idea of how much you're paying for gas relative to other products, it's worth using this comparison tool provided by the Bureau of Labor Statistics. Here, the average consumer price for a number of products is provided, including a gallon of gas, a loaf of bread, a dozen eggs, and even a whole chicken. According to that data, a gallon of milk cost an average of $3.428 in April 2013, compared to $3.59 for a gallon of regular unleaded in the same month. Unfortunately you can't (yet) power your vehicle by milk. In contrast to those figures, water costs much less per gallon. Detroit residents, for example, pay about a penny for 5 gallons of tap water; in Madison, Wis.,  1,000 gallons of water cost about $2.81. Now all we have to do is wait for the first water-fueled car to come along so we can take to the highway with a lot less stress on our minds.
]]> http://blog.allstate.com/deconstructing-high-gas-prices/feed/ 0 Dynamic Message Signs: Travel Times and AMBER Alerts http://blog.allstate.com/dynamic-message-signs-travel-times-and-amber-alerts/?utm_source=rss&utm_medium=rss&utm_campaign=dynamic-message-signs-travel-times-and-amber-alerts http://blog.allstate.com/dynamic-message-signs-travel-times-and-amber-alerts/#comments Wed, 29 May 2013 11:00:47 +0000 Melissa http://blog.allstate.com/?p=4787 Electronic Sign

You're running late to work -- again -- and the highway is at a crawl. Will you ever make it? Luckily, there's an electronic road sign up ahead -- only 15 more minutes until your exit, it reads. Saved by the sign! Another day, you're driving down the interstate when you see a message broadcast on another road sign. "AMBER Alert!," it says. It gives the description of a car so that hundreds of drivers on the interstate, as well as all the people listening to local TV news and radio broadcasts, know to be on the lookout for the vehicle. Road signs have come a long way from their origins, the stone markers of Roman times. Of the hundreds of years of road sign history, electronic road signs, also known as dynamic message or variable message signs, have only been around for about the last three decades. Dynamic road signs started out as diesel-powered machines using small light bulbs to spell the words. In the 1980s, signs that used flip dots became popular. These signs used an electromagnetic field to flip the dots, which were black on one side and fluorescent green on the other, to create messages. Then, in the 1990s, companies began using light-emitting diodes, or LED, technology, which is still used today. Transportation officials control the signs, alerting drivers to construction work, an accident blocking traffic, detours, dangerous weather conditions and more. For example, if an accident or a disabled vehicle is obstructing traffic, dynamic message signs can guide drivers toward open lanes. If an area is experiencing bad weather, the signs might warn motorists about ice and snow in wintry weather, fog and strong winds, as well as mudslides or falling rocks. Technology allows officials not only to update the signs, but also to keep track of the traffic flow in order to use the signs to advise drivers about travel times. How do they do that? Well, for example, in Colorado, if a car has an electronic toll tag, like an E-ZPass, sensors are used to find out how fast it is actually traveling, according to the Colorado Springs Gazette. These sensors also estimate how many cars are on the road, and as data is collected, a formula is used to identify and remove data on cars that have longer travel times (for example, if the driver stopped for food or coffee). The results are updated frequently and displayed on electronic signs, which give travel time estimates. In addition to warning drivers about hazards or slowdowns ahead, law enforcement officers also use the signs as a tool to help find missing children via the AMBER Alert system. AMBER Alert -- which stands for America’s Missing: Broadcast Emergency Response Alert -- notifies state transportation officials and media outlets about a missing child. When an AMBER Alert occurs, information is displayed on electronic highway signs, which often includes the car’s make, model, color and license plate number. The Department of Justice reports that overall, AMBER Alerts have helped lead to the recovery of 621 abducted children in the U.S., and that children are often released when the adults with them learn that an alert has been issued. So in the case of the AMBER Alert, the electronic signs are not only used to give out important information, but they can also help drivers to do a good deed by reporting sightings of abducted kids. Today’s dynamic message signs provide valuable information that can make for a more pleasant driving experience and can even save lives. Technology has made huge strides in the last century. What sign innovations do you predict for the next 100 years? Related Posts: ]]> Electronic Sign

You're running late to work -- again -- and the highway is at a crawl. Will you ever make it? Luckily, there's an electronic road sign up ahead -- only 15 more minutes until your exit, it reads. Saved by the sign! Another day, you're driving down the interstate when you see a message broadcast on another road sign. "AMBER Alert!," it says. It gives the description of a car so that hundreds of drivers on the interstate, as well as all the people listening to local TV news and radio broadcasts, know to be on the lookout for the vehicle. Road signs have come a long way from their origins, the stone markers of Roman times. Of the hundreds of years of road sign history, electronic road signs, also known as dynamic message or variable message signs, have only been around for about the last three decades. Dynamic road signs started out as diesel-powered machines using small light bulbs to spell the words. In the 1980s, signs that used flip dots became popular. These signs used an electromagnetic field to flip the dots, which were black on one side and fluorescent green on the other, to create messages. Then, in the 1990s, companies began using light-emitting diodes, or LED, technology, which is still used today. Transportation officials control the signs, alerting drivers to construction work, an accident blocking traffic, detours, dangerous weather conditions and more. For example, if an accident or a disabled vehicle is obstructing traffic, dynamic message signs can guide drivers toward open lanes. If an area is experiencing bad weather, the signs might warn motorists about ice and snow in wintry weather, fog and strong winds, as well as mudslides or falling rocks. Technology allows officials not only to update the signs, but also to keep track of the traffic flow in order to use the signs to advise drivers about travel times. How do they do that? Well, for example, in Colorado, if a car has an electronic toll tag, like an E-ZPass, sensors are used to find out how fast it is actually traveling, according to the Colorado Springs Gazette. These sensors also estimate how many cars are on the road, and as data is collected, a formula is used to identify and remove data on cars that have longer travel times (for example, if the driver stopped for food or coffee). The results are updated frequently and displayed on electronic signs, which give travel time estimates. In addition to warning drivers about hazards or slowdowns ahead, law enforcement officers also use the signs as a tool to help find missing children via the AMBER Alert system. AMBER Alert -- which stands for America’s Missing: Broadcast Emergency Response Alert -- notifies state transportation officials and media outlets about a missing child. When an AMBER Alert occurs, information is displayed on electronic highway signs, which often includes the car’s make, model, color and license plate number. The Department of Justice reports that overall, AMBER Alerts have helped lead to the recovery of 621 abducted children in the U.S., and that children are often released when the adults with them learn that an alert has been issued. So in the case of the AMBER Alert, the electronic signs are not only used to give out important information, but they can also help drivers to do a good deed by reporting sightings of abducted kids. Today’s dynamic message signs provide valuable information that can make for a more pleasant driving experience and can even save lives. Technology has made huge strides in the last century. What sign innovations do you predict for the next 100 years? Related Posts: ]]> http://blog.allstate.com/dynamic-message-signs-travel-times-and-amber-alerts/feed/ 0 Slow Down to Help Save Money http://blog.allstate.com/slow-down-to-help-save-money/?utm_source=rss&utm_medium=rss&utm_campaign=slow-down-to-help-save-money http://blog.allstate.com/slow-down-to-help-save-money/#comments Tue, 28 May 2013 11:00:03 +0000 Joe Campanella, CARCHEX http://blog.allstate.com/?p=4773 Car Under Blue Sky

With gasoline prices climbing higher as we head into the summer driving season, drivers are looking for ways to save money at the pump. Both energy and auto experts agree on a key piece of simple advice for motorists looking to save money: Slow down.

Simple solutions such as watching your speed combined with regular car maintenance can help boost your fuel efficiency so you spend less on gas. Here are the most important things to keep in mind to help keep your gas budget in check.

Speed

Ease up on the gas pedal. Brake gently and try not to accelerate too quickly. Your driving behavior can heavily affect your car’s fuel consumption. Observing the speed limit and not exceeding 60 mph (where legally allowed) can improve mileage by as much as 23 percent.

Brakes

Riding with your foot on the brake pedal will wear out brake pads, which can cost you at the maintenance shop. Braking carefully and accelerating evenly can improve fuel economy and save you from a trip to the maintenance shop.

Idling

Besides causing pollution, idling wastes gas. If stopped for more than 30 seconds, turn off the engine. Also, don't bother to "warm up" your car before driving – it’s not really necessary.

Tires

Properly Inflated TiresKeeping tires properly inflated helps save at least 15 cents per gallon and can provide a total miles-per-gallon increase of 3.3 percent, according to Fueleconomy.gov. The proper tire pressure recommendation is usually found on the panel inside the vehicle's driver's side door or in the owner's manual.

In addition to tire pressure, poor alignment not only causes tires to wear out more quickly, but also forces your engine to work harder. Keeping your tires properly aligned may help save you money at the pump, as well. 

Maintenance

Overall car maintenance is also important for fuel efficiency. Nearly one in four cars needs an air filter replacement. Replacing a clogged air filter can improve gas mileage by as much as 10 percent.

Using the recommended grade of motor oil and changing it every 3,000 to 5,000 miles could also save you 1 to 2 percent on gasoline. Regular oil changes and making sure your engine is running properly will save a lot of money in the long run.

Following these simple tips can help you reduce the amount of money you spend at the pump each time you fill up. So, remember to slow down and keep your car well-maintained to save gas and money.

Joe Campanella is the EVP of business development at CARCHEX. Headquartered in Hunt Valley, Md.,CARCHEX is the premier provider of Extended Auto Warranties and Mobile Vehicle Inspections. CARCHEX is the preferred partner to the most trusted names in the automotive industry, including Pat Goss of TV’s MotorWeek, Carfax and Kelley Blue Book. You can read their automotive blog here.

]]> Car Under Blue Sky

With gasoline prices climbing higher as we head into the summer driving season, drivers are looking for ways to save money at the pump. Both energy and auto experts agree on a key piece of simple advice for motorists looking to save money: Slow down.

Simple solutions such as watching your speed combined with regular car maintenance can help boost your fuel efficiency so you spend less on gas. Here are the most important things to keep in mind to help keep your gas budget in check.

Speed

Ease up on the gas pedal. Brake gently and try not to accelerate too quickly. Your driving behavior can heavily affect your car’s fuel consumption. Observing the speed limit and not exceeding 60 mph (where legally allowed) can improve mileage by as much as 23 percent.

Brakes

Riding with your foot on the brake pedal will wear out brake pads, which can cost you at the maintenance shop. Braking carefully and accelerating evenly can improve fuel economy and save you from a trip to the maintenance shop.

Idling

Besides causing pollution, idling wastes gas. If stopped for more than 30 seconds, turn off the engine. Also, don't bother to "warm up" your car before driving – it’s not really necessary.

Tires

Properly Inflated TiresKeeping tires properly inflated helps save at least 15 cents per gallon and can provide a total miles-per-gallon increase of 3.3 percent, according to Fueleconomy.gov. The proper tire pressure recommendation is usually found on the panel inside the vehicle's driver's side door or in the owner's manual.

In addition to tire pressure, poor alignment not only causes tires to wear out more quickly, but also forces your engine to work harder. Keeping your tires properly aligned may help save you money at the pump, as well. 

Maintenance

Overall car maintenance is also important for fuel efficiency. Nearly one in four cars needs an air filter replacement. Replacing a clogged air filter can improve gas mileage by as much as 10 percent.

Using the recommended grade of motor oil and changing it every 3,000 to 5,000 miles could also save you 1 to 2 percent on gasoline. Regular oil changes and making sure your engine is running properly will save a lot of money in the long run.

Following these simple tips can help you reduce the amount of money you spend at the pump each time you fill up. So, remember to slow down and keep your car well-maintained to save gas and money.

Joe Campanella is the EVP of business development at CARCHEX. Headquartered in Hunt Valley, Md.,CARCHEX is the premier provider of Extended Auto Warranties and Mobile Vehicle Inspections. CARCHEX is the preferred partner to the most trusted names in the automotive industry, including Pat Goss of TV’s MotorWeek, Carfax and Kelley Blue Book. You can read their automotive blog here.

]]> http://blog.allstate.com/slow-down-to-help-save-money/feed/ 0 Road Sign Colors and Shapes http://blog.allstate.com/road-sign-colors-and-shapes/?utm_source=rss&utm_medium=rss&utm_campaign=road-sign-colors-and-shapes http://blog.allstate.com/road-sign-colors-and-shapes/#comments Wed, 22 May 2013 11:00:11 +0000 Melissa http://blog.allstate.com/?p=4736 Yellow Sign

If you read our recent post on the history of road signs, you may recall that the first stop sign appeared in Detroit in 1915 -- but it didn’t really look anything like it does today. The New York Times reports that the first stop sign was a 2-foot square metal sheet that had black letters on a white background. The stop sign -- and many of the other signs created to help guide motorists and provide important information -- evolved over the decades into the recognizable shapes we're accustomed to today.

The Shape of Things

In 1923, the shapes of signs started to evolve. The New York Times reports that after that first, square stop sign, other signs with more sides were designed to indicate a higher level of danger. A circular sign denoted the most risk, thanks to what can be seen as its infinite number of sides. As a result, circular signs were recommended for railroad crossings. The stop sign adopted an octagonal shape, which signaled the second-highest level of danger. Diamond-shaped signs were designed to provide warnings, while rectangular signs were intended to provide information. Setting standardized shapes for certain signs made sense since lighting wasn’t always ideal at that time. The thought was that it would be easier for drivers to react to known shapes, even if they couldn’t read the signs at night.

The Black-and-White Era

Not unlike the first TV sets, this first crop of road signs didn’t offer much in the way of color. According to the U.S. Department of Transportation, most early signs were white with black letters, and manufacturing limitations meant that no road sign could be bigger than a 2-foot square.

The Dawn of Color

Color is an important part of road signs today; many drivers know what a sign means simply by those factors alone. Some of those sign colors go all the way back to 1924, when officials began discussing which color combinations to use on various types of signs. One of the color combinations discussed at that point was the stop sign's now-familiar white lettering on a red background -- but those colors weren't adopted immediately. At the time, a report indicated that it was easier to see a yellow sign than a red sign at night, so when the first manuals standardizing road sign colors were introduced in the late 1920s, the stop signs were yellow. The New York Times reports that the color red has always signified the need to stop, and while red stop signs were considered early on, producing a durable, red reflective material wasn’t possible until the late 1940s or early 1950s. The nationwide change from yellow to red stop signs didn't come until a few years later in 1954, when the DOT’s manual called for a red sign with white letters.

Road Signs Today

Now, stop signs have been red for so long that many people don't remember it any other way. The colors of other types of road signs can also give an indication of their meaning. Here’s a rundown of some of the more common colors and some examples of signs you might see out on the road: [slideshow] So, now you know a little more about the shapes and colors of signs -- from the plain black-and-white square signs of the 1920s to the iconic colors and shapes of today.]]> Yellow Sign

If you read our recent post on the history of road signs, you may recall that the first stop sign appeared in Detroit in 1915 -- but it didn’t really look anything like it does today. The New York Times reports that the first stop sign was a 2-foot square metal sheet that had black letters on a white background. The stop sign -- and many of the other signs created to help guide motorists and provide important information -- evolved over the decades into the recognizable shapes we're accustomed to today.

The Shape of Things

In 1923, the shapes of signs started to evolve. The New York Times reports that after that first, square stop sign, other signs with more sides were designed to indicate a higher level of danger. A circular sign denoted the most risk, thanks to what can be seen as its infinite number of sides. As a result, circular signs were recommended for railroad crossings. The stop sign adopted an octagonal shape, which signaled the second-highest level of danger. Diamond-shaped signs were designed to provide warnings, while rectangular signs were intended to provide information. Setting standardized shapes for certain signs made sense since lighting wasn’t always ideal at that time. The thought was that it would be easier for drivers to react to known shapes, even if they couldn’t read the signs at night.

The Black-and-White Era

Not unlike the first TV sets, this first crop of road signs didn’t offer much in the way of color. According to the U.S. Department of Transportation, most early signs were white with black letters, and manufacturing limitations meant that no road sign could be bigger than a 2-foot square.

The Dawn of Color

Color is an important part of road signs today; many drivers know what a sign means simply by those factors alone. Some of those sign colors go all the way back to 1924, when officials began discussing which color combinations to use on various types of signs. One of the color combinations discussed at that point was the stop sign's now-familiar white lettering on a red background -- but those colors weren't adopted immediately. At the time, a report indicated that it was easier to see a yellow sign than a red sign at night, so when the first manuals standardizing road sign colors were introduced in the late 1920s, the stop signs were yellow. The New York Times reports that the color red has always signified the need to stop, and while red stop signs were considered early on, producing a durable, red reflective material wasn’t possible until the late 1940s or early 1950s. The nationwide change from yellow to red stop signs didn't come until a few years later in 1954, when the DOT’s manual called for a red sign with white letters.

Road Signs Today

Now, stop signs have been red for so long that many people don't remember it any other way. The colors of other types of road signs can also give an indication of their meaning. Here’s a rundown of some of the more common colors and some examples of signs you might see out on the road: [slideshow] So, now you know a little more about the shapes and colors of signs -- from the plain black-and-white square signs of the 1920s to the iconic colors and shapes of today.]]> http://blog.allstate.com/road-sign-colors-and-shapes/feed/ 0 Fad or Fab? 4 Unusual New Car Features http://blog.allstate.com/fad-or-fab-4-unusual-new-car-features/?utm_source=rss&utm_medium=rss&utm_campaign=fad-or-fab-4-unusual-new-car-features http://blog.allstate.com/fad-or-fab-4-unusual-new-car-features/#comments Wed, 15 May 2013 11:00:41 +0000 Melissa http://blog.allstate.com/?p=4711 Flikr/theKCB

Pop-up headlights? Hidden gas caps? Record players? These may not come standard on the car you drive, but automakers have been innovating with quirky features like these for decades. While you probably don't have a third headlight on your car, as the 1948 Tucker Sedan did, some of your 21st century ride's standard features might have seemed like sci-fi 65 years ago. Below, we take a look at some interesting features on cars of the 2000s. Who knows -- maybe they're the wave of the future!

MINI's Openometer

Ever wonder how much time you’d spend with the top down if you owned a convertible? Well, if you buy a MINI Cooper Convertible or a MINI Cooper Roadster, you won't have to guess. MINI's Openometer measures and displays how long you've driven with the wind in your hair and the sun on your skin -- let's just hope it doesn't rain.

Kia Soul's Optional Speaker Lights

The Kia Soul stands out with its unique, boxy look, and it also proves that you don’t need to spend luxury car money to get a stereo system that adds some visual appeal. The Soul’s optional Infinity Audio System comes with speakers that light up, and can be set to pulsate with the beat of the music. The system is also created to sound as good as it looks, with a central speaker, a Subwoofer and an external amplifier.

Volkswagen’s Kaeferfach

[caption id="attachment_4716" align="alignright" width="300"]Flikr/sarahlarson Flikr/sarahlarson[/caption] Everyone can spot the Volkswagen Beetle's iconic shape and flower vase, but it has some other features that may not be so well known. For example, have you ever heard of the Kaeferfach? It's the Beetle's second, upper glove box (I used mine for my sunglasses!). It's a fitting name, too -- if you don't speak German, "Kaeferfach" means "Beetle bin."

Cadillac's Safety Alert Seat

If you like that vibrating chair on display at Brookstone, Cadillac’s Safety Alert Seat might get your attention. Available on the Cadillac ATS and XTS, the seat vibrates to help alert drivers to potential hazards on the road. If you get too close to another car while you’re parallel parking, for example, or if you drift out of your lane, the seat will vibrate to alert you of the issue. Unfortunately, Shiatsu massage isn’t an option yet. Whether it's for style or safety, fun or entertainment, these are some of the innovations you can see at car dealerships today As automakers continue to innovate, do you think any of these unusual features will become the new standard?]]> Flikr/theKCB

Pop-up headlights? Hidden gas caps? Record players? These may not come standard on the car you drive, but automakers have been innovating with quirky features like these for decades. While you probably don't have a third headlight on your car, as the 1948 Tucker Sedan did, some of your 21st century ride's standard features might have seemed like sci-fi 65 years ago. Below, we take a look at some interesting features on cars of the 2000s. Who knows -- maybe they're the wave of the future!

MINI's Openometer

Ever wonder how much time you’d spend with the top down if you owned a convertible? Well, if you buy a MINI Cooper Convertible or a MINI Cooper Roadster, you won't have to guess. MINI's Openometer measures and displays how long you've driven with the wind in your hair and the sun on your skin -- let's just hope it doesn't rain.

Kia Soul's Optional Speaker Lights

The Kia Soul stands out with its unique, boxy look, and it also proves that you don’t need to spend luxury car money to get a stereo system that adds some visual appeal. The Soul’s optional Infinity Audio System comes with speakers that light up, and can be set to pulsate with the beat of the music. The system is also created to sound as good as it looks, with a central speaker, a Subwoofer and an external amplifier.

Volkswagen’s Kaeferfach

[caption id="attachment_4716" align="alignright" width="300"]Flikr/sarahlarson Flikr/sarahlarson[/caption] Everyone can spot the Volkswagen Beetle's iconic shape and flower vase, but it has some other features that may not be so well known. For example, have you ever heard of the Kaeferfach? It's the Beetle's second, upper glove box (I used mine for my sunglasses!). It's a fitting name, too -- if you don't speak German, "Kaeferfach" means "Beetle bin."

Cadillac's Safety Alert Seat

If you like that vibrating chair on display at Brookstone, Cadillac’s Safety Alert Seat might get your attention. Available on the Cadillac ATS and XTS, the seat vibrates to help alert drivers to potential hazards on the road. If you get too close to another car while you’re parallel parking, for example, or if you drift out of your lane, the seat will vibrate to alert you of the issue. Unfortunately, Shiatsu massage isn’t an option yet. Whether it's for style or safety, fun or entertainment, these are some of the innovations you can see at car dealerships today As automakers continue to innovate, do you think any of these unusual features will become the new standard?]]> http://blog.allstate.com/fad-or-fab-4-unusual-new-car-features/feed/ 0 Do You Know What to Do After a Car Accident? [INFOGRAPHIC] http://blog.allstate.com/do-you-know-what-to-do-after-a-car-accident/?utm_source=rss&utm_medium=rss&utm_campaign=do-you-know-what-to-do-after-a-car-accident http://blog.allstate.com/do-you-know-what-to-do-after-a-car-accident/#comments Tue, 14 May 2013 11:00:54 +0000 Melissa http://blog.allstate.com/?p=4721 Car Accident

You're driving in bumper-to-bumper, stop-and-go traffic during rush hour on a Tuesday evening. Just as you glimpse your long-awaited exit, the car in front of you slams on the brakes. You stop just in time -- but then the car behind you slams into your back bumper. Oh no! You've been in an accident!  Would you know what to do if this happened to you? There are a lot of things to consider after a wreck on the road, and knowing what steps to take can help ease the stress of an already nerve-wracking situation. Check out the infographic below for some helpful information: Looking for more information about car accidents and insurance? Check out the Tools and Resources section of Allstate.com.]]> Car Accident

You're driving in bumper-to-bumper, stop-and-go traffic during rush hour on a Tuesday evening. Just as you glimpse your long-awaited exit, the car in front of you slams on the brakes. You stop just in time -- but then the car behind you slams into your back bumper. Oh no! You've been in an accident!  Would you know what to do if this happened to you? There are a lot of things to consider after a wreck on the road, and knowing what steps to take can help ease the stress of an already nerve-wracking situation. Check out the infographic below for some helpful information: Looking for more information about car accidents and insurance? Check out the Tools and Resources section of Allstate.com.]]> http://blog.allstate.com/do-you-know-what-to-do-after-a-car-accident/feed/ 0 A Few Handy Tips About Car Accessories http://blog.allstate.com/a-few-handy-tips-about-car-accessories/?utm_source=rss&utm_medium=rss&utm_campaign=a-few-handy-tips-about-car-accessories http://blog.allstate.com/a-few-handy-tips-about-car-accessories/#comments Thu, 09 May 2013 11:00:52 +0000 Melissa http://blog.allstate.com/?p=4635 Lowered Car

Adding special features to your car can be appealing for many reasons. Whether you want to install a cool new spoiler to take your car from "ho-hum" to "wow," or if you want to install a rear-view camera, there are pluses and minuses to installing aftermarket parts. Here are some things to think about when considering new car accessories: [slideshow] Call Your Agent Some adjustments you make to your car -- including installing aftermarket parts -- may have insurance implications. If you have questions about what's covered, contact your Allstate agent for more information.]]> Lowered Car

Adding special features to your car can be appealing for many reasons. Whether you want to install a cool new spoiler to take your car from "ho-hum" to "wow," or if you want to install a rear-view camera, there are pluses and minuses to installing aftermarket parts. Here are some things to think about when considering new car accessories: [slideshow] Call Your Agent Some adjustments you make to your car -- including installing aftermarket parts -- may have insurance implications. If you have questions about what's covered, contact your Allstate agent for more information.]]> http://blog.allstate.com/a-few-handy-tips-about-car-accessories/feed/ 0 Shoppers Play it Safe When it Comes to Car Colors [SLIDESHOW] http://blog.allstate.com/most-popular-car-colors/?utm_source=rss&utm_medium=rss&utm_campaign=most-popular-car-colors http://blog.allstate.com/most-popular-car-colors/#comments Tue, 07 May 2013 11:00:00 +0000 Melissa http://blog.allstate.com/?p=4617 Car Colors

In the early 1900s, Henry Ford once said, “Any customer can have a car painted any color that he wants so long as it is black.” By offering just one color, Ford managed to streamline the production process, improve quality and lower prices. As a result, the Ford Model T is often regarded as the first mass-produced car that the working class could afford. Conservative Color Choices Take the Lead While black was the popular color of most Model Ts for obvious reasons, AOL points out that car color trends gradually change over time. We may not notice dramatic changes from year to year, but the differences between decades can be significant. By the 1950s, for example, car colors had evolved to vibrant shades of red, blue and yellow. Today’s most popular car colors are a bit more conservative. According to the 2012 DuPont Automotive Color Popularity Report, white cars accounted for 24 percent of the North American market in 2012. Black cars came in second, at 19 percent of the market, and silver was the third-most popular color, at 16 percent of the market. However, that doesn’t mean that automakers are afraid to take risks with dramatic paint schemes. The new Ford Escape is available in a distinctive shade of light blue called Frosted Glass, while the Nissan 370Z comes in unique colors like Black Cherry and Midnight Blue. If you’re considering a Volkswagen Beetle, you can choose colors like Yellow Rush and Toffee Brown Metallic. [slideshow] Perception Drives Color Choices White, which was also popular in the 1980s, has made a resurgence for a few reasons. FOX News points out that Apple may have contributed to the shift, noting that the company’s all-white stores and polished products are considered modern and high-tech. And unlike the Model T's monochromatic paint scheme, a variety of white color tones are available today, ranging from flat or bright white to a metallic pearl. White also has a built-in advantage over other colors since it’s popular with business owners who buy work trucks and paint logos on them. Forbes indicates that silver was the top color from 2001 through 2006, but that white has consistently been one of the top color choices since 1998. In addition, Forbes writes that black and white are both colors that represent luxury, class and quality, which is why they’ve remained popular. While certain colors evoke a premium feel, other factors may have steered us toward white, silver, black and gray. FOX News writes that these conservative colors became more popular when the economy took a turn for the worse. Since shoppers planned to hold onto their cars longer, they were less likely to take risks than they would be with with loud, flamboyant colors. The colors we choose may also depend on where we live. According to car coating manufacturer PPG, there are more red cars in North America than most other areas of the world, while black and gray vehicles are more popular than silver ones in Europe. In Asia, silver and white tie for the top spot, and about 7 percent of the cars in each of these regions are blue. Color Affects Car Values The color of your next car is ultimately a personal choice, but choosing something other than pea-soup green may pay dividends when it’s time to sell or trade your vehicle. Kelley Blue Book writes that choosing a popular color now will likely help your car maintain its value to a potential shopper five years down the road. Sticking to silver, white, black and gray are the safest bets, while loud colors, such as yellow, orange and purple, may negatively affect your car’s value when it’s time to sell. Color choice overrides brand loyalty too, as Kelley Blue Book indicates that 39 percent of buyers will likely shop another brand if they can’t get their preferred color.
While there are infinitely more color choices today than when Henry Ford introduced the Model T, for the moment, most car shoppers are playing it safe with cars that are white, silver, black or gray. If you were heading out to buy a new car, what colors would catch your eye on the showroom floor?
]]> Car Colors

In the early 1900s, Henry Ford once said, “Any customer can have a car painted any color that he wants so long as it is black.” By offering just one color, Ford managed to streamline the production process, improve quality and lower prices. As a result, the Ford Model T is often regarded as the first mass-produced car that the working class could afford. Conservative Color Choices Take the Lead While black was the popular color of most Model Ts for obvious reasons, AOL points out that car color trends gradually change over time. We may not notice dramatic changes from year to year, but the differences between decades can be significant. By the 1950s, for example, car colors had evolved to vibrant shades of red, blue and yellow. Today’s most popular car colors are a bit more conservative. According to the 2012 DuPont Automotive Color Popularity Report, white cars accounted for 24 percent of the North American market in 2012. Black cars came in second, at 19 percent of the market, and silver was the third-most popular color, at 16 percent of the market. However, that doesn’t mean that automakers are afraid to take risks with dramatic paint schemes. The new Ford Escape is available in a distinctive shade of light blue called Frosted Glass, while the Nissan 370Z comes in unique colors like Black Cherry and Midnight Blue. If you’re considering a Volkswagen Beetle, you can choose colors like Yellow Rush and Toffee Brown Metallic. [slideshow] Perception Drives Color Choices White, which was also popular in the 1980s, has made a resurgence for a few reasons. FOX News points out that Apple may have contributed to the shift, noting that the company’s all-white stores and polished products are considered modern and high-tech. And unlike the Model T's monochromatic paint scheme, a variety of white color tones are available today, ranging from flat or bright white to a metallic pearl. White also has a built-in advantage over other colors since it’s popular with business owners who buy work trucks and paint logos on them. Forbes indicates that silver was the top color from 2001 through 2006, but that white has consistently been one of the top color choices since 1998. In addition, Forbes writes that black and white are both colors that represent luxury, class and quality, which is why they’ve remained popular. While certain colors evoke a premium feel, other factors may have steered us toward white, silver, black and gray. FOX News writes that these conservative colors became more popular when the economy took a turn for the worse. Since shoppers planned to hold onto their cars longer, they were less likely to take risks than they would be with with loud, flamboyant colors. The colors we choose may also depend on where we live. According to car coating manufacturer PPG, there are more red cars in North America than most other areas of the world, while black and gray vehicles are more popular than silver ones in Europe. In Asia, silver and white tie for the top spot, and about 7 percent of the cars in each of these regions are blue. Color Affects Car Values The color of your next car is ultimately a personal choice, but choosing something other than pea-soup green may pay dividends when it’s time to sell or trade your vehicle. Kelley Blue Book writes that choosing a popular color now will likely help your car maintain its value to a potential shopper five years down the road. Sticking to silver, white, black and gray are the safest bets, while loud colors, such as yellow, orange and purple, may negatively affect your car’s value when it’s time to sell. Color choice overrides brand loyalty too, as Kelley Blue Book indicates that 39 percent of buyers will likely shop another brand if they can’t get their preferred color.
While there are infinitely more color choices today than when Henry Ford introduced the Model T, for the moment, most car shoppers are playing it safe with cars that are white, silver, black or gray. If you were heading out to buy a new car, what colors would catch your eye on the showroom floor?
]]> http://blog.allstate.com/most-popular-car-colors/feed/ 0 10 Things to Look for When Buying a Used Car http://blog.allstate.com/10-things-to-look-for-when-buying-a-used-car/?utm_source=rss&utm_medium=rss&utm_campaign=10-things-to-look-for-when-buying-a-used-car http://blog.allstate.com/10-things-to-look-for-when-buying-a-used-car/#comments Tue, 09 Apr 2013 11:00:13 +0000 Mike Orsini http://blog.allstate.com/?p=4424 Used Cars

With the high price tag of new cars, and the quick depreciation rate of new vehicles, many consumers look for used cars for sale instead. And while investing in a used car may seem like a judicious option, buyers still need to be smart in their choices. Used cars that are sold with hidden damage can become costly problems for the unsuspecting buyer. To avoid purchasing the proverbial lemon, here's a checklist of 10 strategies and points from CARFAX to check to help ensure condition and value before buying a used car.  1. The Test Drive It's always best to take the car on a test drive on both local roads and highways. In different environments, you can get a good feel for how the car responds and performs. On local roads, you can feel how the car shifts and responds to sharp turns. You'll also get a good idea on the condition of the brakes with stop-and-go. With a trip on the highway, you can note if the engine runs smoothly or not. While on a test drive, keep your eyes and ears open. Make sure to note any unusual engine noises and whether or not all of the electronics in the car are working properly.  2. The Aesthetics: Inside and Out Both the inside and outside condition of the car play a large factor in value. Make sure to check the interior upholstery carefully, along with any repairs to the exterior of the car. That's not to say you shouldn't purchase a car that has been in a minor fender-bender, but you'll want to make sure the exterior was repaired professionally and that the results are barely visible to the eye. Always open the hood and take a good look at the engine and parts. Dirty and rusted parts can be a strong indication that there may be trouble down the road.  3. The Leak Test Any car that is leaking fluids is a red flag for a needed repair. While you're on a test drive, take a moment to park in a clean area on the road, and let the car run for at least 30 seconds. Then, move the car and do a visible inspection for any leaking substances. Black fluid might be an indicator of leaking oil, green fluid may indicate a leak in anti-freeze, and pink fluid may indicate a leak in the transmission.  4. Research Reviews on the Make and Model Do a bit of detective work on industry and consumer reviews on the make and model to uncover possible defects or even common problems. You can easily do a check by doing a search on Google.  5. Research Price To ensure that you are being charged a fair price, make sure to compare prices for the same make, model and year with several sources. Checking the Blue Book values and dealer prices can easily be done online. Even though condition and mileage will play a role in price, you can still get a good ballpark figure of the going price.  6. Mechanic Inspection Many consumers don't take the time to have a mechanic inspect their used car before purchase, which can lead to more expensive car maintenance down the road. The cost to have a car inspected by a professional can be well worth the price. A mechanic is the professional who can help you discover hidden problems and also assist with determining the car's value. If there are going to be major problems with the engine or transmission in the future, this is the pro who is going to let you know.  7. Certified Pre-Owned Vehicles  Purchasing a certified pre-owned car can be a wise choice because it offers the buyer an extra level of quality assurance. Many local car dealers offer these vehicles with warranties that extend beyond the initial new coverage.  8. Buyer's Remorse To avoid buyer's remorse, never be too quick to pull the trigger when buying a used car. Taking the time to do thorough research and negotiating for the best price is the best way you can ensure you’re getting a good deal on the right vehicle. 9. Decode the VIN Checking a VIN decoder chart is a quick, easy, and free way to check a used car’s VIN info matches up with what’s in the vehicle title and records. VIN cloning is a scam where sellers replace the VIN of a stolen car with one that is legally registered. This type of fraud can easily be avoided by decoding the VIN of the vehicle in question. 10. Vehicle History Report A vehicle history report can you help you reveal title problems, ownership history, service points and previous accidents, large or small. These reports can be available from dealers or ordered online. CARFAX offers one of the most comprehensive car reports available to purchase, which is pulled from a database of more than six billion car records. Following these 10 points and strategies can be a surefire way to help ensure that you don't get stuck with a lemon. You'll have all the information needed to help you make an informed decision, whether you decide to buy or not.  Mike Orsini is the head of blog marketing at CARFAX. Headquartered in Centreville, VA, CARFAX is the most trusted provider of vehicle history information that is used by millions of consumers each year. CARFAX Vehicle History Reports™ are available on all used cars and light trucks model year 1981 or later.]]> Used Cars

With the high price tag of new cars, and the quick depreciation rate of new vehicles, many consumers look for used cars for sale instead. And while investing in a used car may seem like a judicious option, buyers still need to be smart in their choices. Used cars that are sold with hidden damage can become costly problems for the unsuspecting buyer. To avoid purchasing the proverbial lemon, here's a checklist of 10 strategies and points from CARFAX to check to help ensure condition and value before buying a used car.  1. The Test Drive It's always best to take the car on a test drive on both local roads and highways. In different environments, you can get a good feel for how the car responds and performs. On local roads, you can feel how the car shifts and responds to sharp turns. You'll also get a good idea on the condition of the brakes with stop-and-go. With a trip on the highway, you can note if the engine runs smoothly or not. While on a test drive, keep your eyes and ears open. Make sure to note any unusual engine noises and whether or not all of the electronics in the car are working properly.  2. The Aesthetics: Inside and Out Both the inside and outside condition of the car play a large factor in value. Make sure to check the interior upholstery carefully, along with any repairs to the exterior of the car. That's not to say you shouldn't purchase a car that has been in a minor fender-bender, but you'll want to make sure the exterior was repaired professionally and that the results are barely visible to the eye. Always open the hood and take a good look at the engine and parts. Dirty and rusted parts can be a strong indication that there may be trouble down the road.  3. The Leak Test Any car that is leaking fluids is a red flag for a needed repair. While you're on a test drive, take a moment to park in a clean area on the road, and let the car run for at least 30 seconds. Then, move the car and do a visible inspection for any leaking substances. Black fluid might be an indicator of leaking oil, green fluid may indicate a leak in anti-freeze, and pink fluid may indicate a leak in the transmission.  4. Research Reviews on the Make and Model Do a bit of detective work on industry and consumer reviews on the make and model to uncover possible defects or even common problems. You can easily do a check by doing a search on Google.  5. Research Price To ensure that you are being charged a fair price, make sure to compare prices for the same make, model and year with several sources. Checking the Blue Book values and dealer prices can easily be done online. Even though condition and mileage will play a role in price, you can still get a good ballpark figure of the going price.  6. Mechanic Inspection Many consumers don't take the time to have a mechanic inspect their used car before purchase, which can lead to more expensive car maintenance down the road. The cost to have a car inspected by a professional can be well worth the price. A mechanic is the professional who can help you discover hidden problems and also assist with determining the car's value. If there are going to be major problems with the engine or transmission in the future, this is the pro who is going to let you know.  7. Certified Pre-Owned Vehicles  Purchasing a certified pre-owned car can be a wise choice because it offers the buyer an extra level of quality assurance. Many local car dealers offer these vehicles with warranties that extend beyond the initial new coverage.  8. Buyer's Remorse To avoid buyer's remorse, never be too quick to pull the trigger when buying a used car. Taking the time to do thorough research and negotiating for the best price is the best way you can ensure you’re getting a good deal on the right vehicle. 9. Decode the VIN Checking a VIN decoder chart is a quick, easy, and free way to check a used car’s VIN info matches up with what’s in the vehicle title and records. VIN cloning is a scam where sellers replace the VIN of a stolen car with one that is legally registered. This type of fraud can easily be avoided by decoding the VIN of the vehicle in question. 10. Vehicle History Report A vehicle history report can you help you reveal title problems, ownership history, service points and previous accidents, large or small. These reports can be available from dealers or ordered online. CARFAX offers one of the most comprehensive car reports available to purchase, which is pulled from a database of more than six billion car records. Following these 10 points and strategies can be a surefire way to help ensure that you don't get stuck with a lemon. You'll have all the information needed to help you make an informed decision, whether you decide to buy or not.  Mike Orsini is the head of blog marketing at CARFAX. Headquartered in Centreville, VA, CARFAX is the most trusted provider of vehicle history information that is used by millions of consumers each year. CARFAX Vehicle History Reports™ are available on all used cars and light trucks model year 1981 or later.]]> http://blog.allstate.com/10-things-to-look-for-when-buying-a-used-car/feed/ 2