Hurricane Preparedness Checklist – Step 2 – Do a Home Inventory
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In part one of our Hurricane preparedness series we discussed why its important to check your existing home insurance coverage and see if you need any additional coverage. In part two well talk about why performing a home inventory is so critical.
Performing a home inventory is one of the best ways to have an up-to-date record of what you own, which can make filing a claim easier and help ensure you don’t forget anything.
Home Inventory Methods
- Video camera - This is the easiest method because you can narrate the details of each item you own while videotaping from room to room.
- Notepad and camera Not as easy, but just as effective. Simply write down the details of each item on a notepad as you take pictures
- Inventory Checklist – Download a copy of Allstate’s Household Inventory checklist
- Inventory Software – Download a copy of Allstates Household Inventory Software
Home Inventory Tips
- Don’t forget the contents of closets, drawers and cabinets. The value of little things can add up quickly.
- Store your home inventorylists, photographs and videotapesin a safe place off the premises. Its a good idea to have backups as well.
- Update your home inventory after making any significant purchases.
- Keep all receipts, especially for big items such as jewelry, furs and collectibles. Valuable items may need separate insurance coverage.
- Keep track of model numbers and stores where you purchase items.
In part three well discuss how to best protect your property
Hurricane Preparedness Checklist Series
Part 1 – Review Your Insurance Coverages
Part 3 – Protect Your Property
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[...] would it be for you to recall all the contents of your home if you lost everything to a disaster? Taking a home inventory can help ensure fair insurance reimbursement, simplify the recovery process and even make it easier [...]