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Long-term financial strategy – what’s holding you back?

We all have goals in life, right? Some goals we internalize, others we write down and yet there are others that seem to get swept under the rug to deal with at a later date. It’s the latter that we need to address today… those goals that seem to gently nag at us daily until we attack them head on or abandon them altogether.

A common example of one of those goals we put off is developing a long-term financial strategy to help give our families more security in the future. We know we should do it… but it takes time to do the research. It takes time to sift through the hundreds of options out there. It requires us to make the first move—to call an expert, stop in and speak to a financial professional, or inquire online. And quite frankly, it requires a financial commitment.

What’s holding you back… from protecting your loved ones and trying to secure their financial future? Really think about it. Is it the time commitment, the energy needed or the financial investment that prevents you from accomplishing your goal? Or maybe all of the above overwhelm you. Only you know what’s holding you back. Only you can stop that nagging voice in your head that directs you to do the right thing.

Believe it or not, life insurance is commonly overlooked as a vehicle that may provide financial security for your family. We can’t predict how stocks will perform or what interest rates will be next year, but we all know our time on earth is limited. Work with what you know and garner the protection you need to replace that nagging voice in your head with a new one that says I’ve got some peace of mind knowing that my family will be taken care of, just in case something happens.

Isn’t it amazing that we can spend a countless number of hours talking to family members or friends about the best kind of car to buy, researching prices and safety features in local newspapers and actually test driving the vehicles of our choice to ensure they will appropriately meet the needs of our family? Yet, we may put off taking care of our financial legacy. We might not bother trying to understand the options available to us.

I’m not sure if any of you caught Lifetime’s The Balancing Act discussion on life insurance, but it is really interesting to view the various perceptions people have on life insurance…

Let’s face it. Most of us are not experts when it comes to long-term financial management, so why not pick up the phone and get someone with expertise to help you get this one goal taken care of? Taking advantage of the expertise of professionals in the protection/retirement industry will help ensure you get the right solutions to protect your family. And don’t think you can’t afford it. The bottom line is that you need to start attacking your goal.
So no more holding back. Not only will you feel better when you’ve checked this important goal off your list… but one day your family will be thankful that you did!