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	<title>Comments on: Thinking About Early Retirement? A Few Things to Consider:</title>
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		<title>By: lucy</title>
		<link>http://blog.allstate.com/thinking-about-early-retirement-a-few-things-to-consider-2/#comment-6582</link>
		<dc:creator>lucy</dc:creator>
		<pubDate>Fri, 12 Apr 2013 23:16:24 +0000</pubDate>
		<guid isPermaLink="false">http://blog.allstate.com/?p=4170#comment-6582</guid>
		<description><![CDATA[You can thanks mobama and everyone who raised your taxes for that]]></description>
		<content:encoded><![CDATA[<p>You can thanks mobama and everyone who raised your taxes for that</p>
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		<title>By: Chris</title>
		<link>http://blog.allstate.com/thinking-about-early-retirement-a-few-things-to-consider-2/#comment-6496</link>
		<dc:creator>Chris</dc:creator>
		<pubDate>Tue, 02 Apr 2013 19:07:30 +0000</pubDate>
		<guid isPermaLink="false">http://blog.allstate.com/?p=4170#comment-6496</guid>
		<description><![CDATA[Thanks for the clarification.  I was about to go plowing through the Social Security website to check on this.]]></description>
		<content:encoded><![CDATA[<p>Thanks for the clarification.  I was about to go plowing through the Social Security website to check on this.</p>
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		<title>By: Volt'in '08</title>
		<link>http://blog.allstate.com/thinking-about-early-retirement-a-few-things-to-consider-2/#comment-6306</link>
		<dc:creator>Volt'in '08</dc:creator>
		<pubDate>Thu, 07 Mar 2013 20:06:55 +0000</pubDate>
		<guid isPermaLink="false">http://blog.allstate.com/?p=4170#comment-6306</guid>
		<description><![CDATA[This article is fundamentally inadequate, as it is addressed only to those who have chosen to claim &quot;Social Security&quot; and Medicare benefits.

What about those of us who have decided not to file claims for &quot;Social Security&quot; and Medicare?]]></description>
		<content:encoded><![CDATA[<p>This article is fundamentally inadequate, as it is addressed only to those who have chosen to claim &#8220;Social Security&#8221; and Medicare benefits.</p>
<p>What about those of us who have decided not to file claims for &#8220;Social Security&#8221; and Medicare?</p>
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		<title>By: bewarebias</title>
		<link>http://blog.allstate.com/thinking-about-early-retirement-a-few-things-to-consider-2/#comment-6265</link>
		<dc:creator>bewarebias</dc:creator>
		<pubDate>Sun, 03 Mar 2013 17:34:50 +0000</pubDate>
		<guid isPermaLink="false">http://blog.allstate.com/?p=4170#comment-6265</guid>
		<description><![CDATA[Have you read the latest evidence? Baby Boomers are not likely to live as long as their parents or grandparents did. We should all be advocating to retire at 59 and a half and not let the wealthy politicians raise the age, just because lawyers do tend to outlive the rest of us! All it would probably take, judging from this article and the comments, is Medicare for all, and Social Security to begin at age 60 at the current age 62 rate.]]></description>
		<content:encoded><![CDATA[<p>Have you read the latest evidence? Baby Boomers are not likely to live as long as their parents or grandparents did. We should all be advocating to retire at 59 and a half and not let the wealthy politicians raise the age, just because lawyers do tend to outlive the rest of us! All it would probably take, judging from this article and the comments, is Medicare for all, and Social Security to begin at age 60 at the current age 62 rate.</p>
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		<title>By: waiting2retire</title>
		<link>http://blog.allstate.com/thinking-about-early-retirement-a-few-things-to-consider-2/#comment-6254</link>
		<dc:creator>waiting2retire</dc:creator>
		<pubDate>Sat, 02 Mar 2013 00:38:31 +0000</pubDate>
		<guid isPermaLink="false">http://blog.allstate.com/?p=4170#comment-6254</guid>
		<description><![CDATA[There&#039;s a difference between &quot;retiring&quot; and &quot;applying for Social Security&quot;  This author used the first term to mean the latter.  
You can retire whenever you want, but if you apply for SS, the age at which you apply, and your highest 35 earning years determine your SS payments.]]></description>
		<content:encoded><![CDATA[<p>There&#8217;s a difference between &#8220;retiring&#8221; and &#8220;applying for Social Security&#8221;  This author used the first term to mean the latter.<br />
You can retire whenever you want, but if you apply for SS, the age at which you apply, and your highest 35 earning years determine your SS payments.</p>
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		<title>By: lagunalady27</title>
		<link>http://blog.allstate.com/thinking-about-early-retirement-a-few-things-to-consider-2/#comment-6224</link>
		<dc:creator>lagunalady27</dc:creator>
		<pubDate>Wed, 27 Feb 2013 04:21:08 +0000</pubDate>
		<guid isPermaLink="false">http://blog.allstate.com/?p=4170#comment-6224</guid>
		<description><![CDATA[I retired in June, which was earlier than I had planned,  (long story), but had already worked longer than most.  My health insurance is reasonable and my pension will allow me to live better than I had been living while working.  That is because I was putting away so much money for retirement. Now that I am retired, I still intend to save money from my pension each month, but not as much as I had been saving. The tough part is learning to relax and  stop worrying about someone mucking it up!]]></description>
		<content:encoded><![CDATA[<p>I retired in June, which was earlier than I had planned,  (long story), but had already worked longer than most.  My health insurance is reasonable and my pension will allow me to live better than I had been living while working.  That is because I was putting away so much money for retirement. Now that I am retired, I still intend to save money from my pension each month, but not as much as I had been saving. The tough part is learning to relax and  stop worrying about someone mucking it up!</p>
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		<title>By: Robocop5626</title>
		<link>http://blog.allstate.com/thinking-about-early-retirement-a-few-things-to-consider-2/#comment-6210</link>
		<dc:creator>Robocop5626</dc:creator>
		<pubDate>Sun, 24 Feb 2013 16:40:05 +0000</pubDate>
		<guid isPermaLink="false">http://blog.allstate.com/?p=4170#comment-6210</guid>
		<description><![CDATA[Worked at USPS until early retirement offered August 2004 at age 47. Took it, along with percentage penalties. Worked as contractor at USPS until 2011. Saved retirement money and some of salary during work period. Wife laid off in Sept 2012. She was able to access her 401k without penalty. We paid our house off last week. Now we can live on my reduced retirement until she can qualify for her SSA. I am fortunate to have health insurance as part of retirement package for now.]]></description>
		<content:encoded><![CDATA[<p>Worked at USPS until early retirement offered August 2004 at age 47. Took it, along with percentage penalties. Worked as contractor at USPS until 2011. Saved retirement money and some of salary during work period. Wife laid off in Sept 2012. She was able to access her 401k without penalty. We paid our house off last week. Now we can live on my reduced retirement until she can qualify for her SSA. I am fortunate to have health insurance as part of retirement package for now.</p>
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		<title>By: Marvin</title>
		<link>http://blog.allstate.com/thinking-about-early-retirement-a-few-things-to-consider-2/#comment-6178</link>
		<dc:creator>Marvin</dc:creator>
		<pubDate>Wed, 20 Feb 2013 16:11:52 +0000</pubDate>
		<guid isPermaLink="false">http://blog.allstate.com/?p=4170#comment-6178</guid>
		<description><![CDATA[Stop being so negative and instead work on a plan that may help you retire whenever that is, with enough money to sustain your retirement]]></description>
		<content:encoded><![CDATA[<p>Stop being so negative and instead work on a plan that may help you retire whenever that is, with enough money to sustain your retirement</p>
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		<title>By: thomas cappiello</title>
		<link>http://blog.allstate.com/thinking-about-early-retirement-a-few-things-to-consider-2/#comment-6154</link>
		<dc:creator>thomas cappiello</dc:creator>
		<pubDate>Sun, 17 Feb 2013 22:17:30 +0000</pubDate>
		<guid isPermaLink="false">http://blog.allstate.com/?p=4170#comment-6154</guid>
		<description><![CDATA[anybody who is in the middle income bracket (the two middle quartiles of income) can  pretty much forget retiring early, unless they don&#039;t mind not going anywhere. You can not afford health insurance, and maintaining any level of lifestyle even that of someone in poverty, without a substantial amount of money that is normally unavailable to the middle class. This retire early stuff is fantasy but all for a small percentage of people.]]></description>
		<content:encoded><![CDATA[<p>anybody who is in the middle income bracket (the two middle quartiles of income) can  pretty much forget retiring early, unless they don&#8217;t mind not going anywhere. You can not afford health insurance, and maintaining any level of lifestyle even that of someone in poverty, without a substantial amount of money that is normally unavailable to the middle class. This retire early stuff is fantasy but all for a small percentage of people.</p>
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